We Succeed When Our Customers Do

Our biggest reward is knowing that we played a role in a customer’s financial success. Maybe it’s a child opening their first savings account or, a small business that expanded operations. Whatever the victory, we’re always happy to hear your story.

Featured Stories

Ag Family Finds Personal Customer Service At Stearns Bank

Ag Family Finds Personal Customer Service At Stearns Bank

Bob, Jolene, Brenden Schyma
Rice, MN

Whether you’re a dairy farmer, or you run a farmer’s market, it’s a risky business that requires the right financial support and relationship.

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Arizona Fire & Land Management Business Finds Go-To Lender

Arizona Fire & Land Management Business Finds Go-To Lender

Vennie and David Bowden
Prescott, AZ

When Vennie and David Bowden found a financial institution that believed in their business, they knew they found the right equipment financing relationship for them.

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Landscaping Business Finds Unique Equipment Financing Relationship With Stearns Bank

Landscaping Business Finds Unique Equipment Financing Relationship With Stearns Bank

Brandon Negrich
Central Florida

Team Negrich was referred to Stearns Bank from a colleague within the tree removal industry. Brandon was going to pay cash for an older bucket truck, but decided financing was the best way to go.

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Central Minnesota Dentists Form Strong Bond With Stearns Bank

Central Minnesota Dentists Form Strong Bond With Stearns Bank

Dr. John Collier and Dr. David Collier
St. Cloud, MN

Dr. John Collier and his son, Dr. David Collier, have run K.O.A.L.A. Dental Care together since 2001. When they’ve needed SBA loans to help with their expansion plans, they have turned to Stearns Bank for assistance.

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Mount Lemmon General Store and Gift Shop

Mount Lemmon General Store and Gift Shop

Grey and Teri Carpenter
Mount Lemmon, AZ

To acquire the store, the Carpenters needed an SBA loan. After being referred from their broker to Stearns Bank, things really started to take shape.

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Small Business Dream Leads to Day Spa

Small Business Dream Leads to Day Spa

Christine Frezza
Sarasota, FL

Bloom Organics’ mission is to nurture health and well-being. After doing her research and meeting with the owners, she moved ahead with a business plan. After a referral, she worked with a Stearns Bank SBA lender in Sarasota.

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Texas Optometrist Relies On Stearns Bank For Quick Equipment Financing

Texas Optometrist Relies On Stearns Bank For Quick Equipment Financing

Dr. Bryan Frazier
Tyler and Jacksonville, TX

Dr. Frazier recently financed his latest lane of equipment with Stearns Bank for his Jacksonville office. He has worked with Stephanie Breth at Stearns Bank’s Equipment Finance Division to get the equipment he needed right away with his expansion to Jacksonville.

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Dairy Farmer Creating Her Own Path On Family Farm

Dairy Farmer Creating Her Own Path On Family Farm

Brittney Muenster
Seymour, WI

In the heart of dairy farm country, the Muensters own and operate Muenster’s Olde Homestead Farms and Registered Holsteins.

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Mobile Veterinarian Teams Up With Stearns Bank For Equipment Financing

Mobile Veterinarian Teams Up With Stearns Bank For Equipment Financing

Dr. Kathy Baker and D.J. Baker
Atlanta, GA

When D.J. Baker and his wife, Dr. Kathy Baker, were starting Lucy’s Veterinary Care from the ground floor in 2017, the option of a three-month, no-payment window while they built up their client base was a no-brainer.

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Stearns Bank Customer Takes ‘Leap Of Faith’ Into Woodworking Industry

Stearns Bank Customer Takes ‘Leap Of Faith’ Into Woodworking Industry

Nicole Kenefic
Fort Wayne, IN

Nicole was looking for a new CNC router table to streamline operations, when her sales representative at Machine Solutions introduced her to Stearns Bank.

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Stearns Bank Tagline Hits Home With New Jersey Photographer

Stearns Bank Tagline Hits Home With New Jersey Photographer

Ryan Arnez Monroe
Newark, NJ

After doing some research online, Ryan came across Stearns Bank. He was immediately drawn in by the “We Get The Job Done” tagline and started to investigate.

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Entrepreneur Finds Comfort In Working With Stearns Bank

Entrepreneur Finds Comfort In Working With Stearns Bank

Shan Sultan
College Park, GA

To complete the renovation, Shan would need some financial assistance. After first going to his local bank in Georgia, he was referred to Stearns Bank for the construction financing.

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Animal Medical Center of Healdsburg

Animal Medical Center of Healdsburg

Dr. William Yohler
Healdsburg, CA

Within 24 hours, Dr. William Yohler was approved to finance a CO-2 laser surgical device for his veterinary practice with Stearns Bank. This upgrade in equipment raised the surgical side of his practice to a new level.

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Military Veteran Finds Success With Small Business Ownership

Military Veteran Finds Success With Small Business Ownership

David Therrell
Sanford, NC

David and his two partners found the business they wanted to purchase – Atlantic Auto & Tire in Sanford, North Carolina. David and his partners worked with a business broker, who introduced them to Stearns Bank.

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How A Fitness Franchisee Got A Lift From Stearns Bank

How A Fitness Franchisee Got A Lift From Stearns Bank

Jonathan Moravecs and Carla Palavecino
Virginia Beach, VA

Jonathan Moravecs and Carla Palavecino of Virginia Beach dreamed of owning a small business. The Soldierfit fitness franchise seemed like an ideal match for their shared goals and values.

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How A Stearns Financing Relationship Turned Into a Friendship

How A Stearns Financing Relationship Turned Into a Friendship

Mike and DeNae Hiltner
Waite Park, MN

The Hiltners were starting a Great Harvest Bread Co. store and were looking to purchase land to start the business in the St. Cloud (Minnesota) area. Initially, finding financing wasn’t easy for them.

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Steinhart’s Farm Services

Steinhart’s Farm Services

Tony Steinhart
Platteville, WI

Tony Steinhart found the right financial relationship for his business when he started working with Stearns Bank in 2000.

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Greenwald Farm Center

Greenwald Farm Center

Tom Schneider
Greenwald, MN

The owner of Greenwald Farm Center Inc. in Greenwald, Minnesota, likes the fact that his customers receive such prompt service from Stearns Bank.

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‘Game-Changing’ Equipment Purchase Makes Big Impact For Chiropractor

‘Game-Changing’ Equipment Purchase Makes Big Impact For Chiropractor

Dr. Shawn McDermott
White River Junction, VT

Dr. Shawn McDermott calls his latest equipment purchase a “game-changer” for his chiropractic practice in White River Junction, Vermont.

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Steve and Sherry Jones

Steve and Sherry Jones

Steve and Sherry Jones
Green Lake, WI

After getting a referral to Stearns Bank from Cliff’s Dairy Equipment, Steve and Sherry started to work with account manager Terilynn Palmer to get their shed financed.

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Papa Murphy’s Franchisee Finds A Believer In Stearns Bank

Papa Murphy’s Franchisee Finds A Believer In Stearns Bank

Joel Meyer
St. Cloud, MN

When Joel Meyer met Stearns Bank Vice President/Director of SBA Lending Tom Ethen, his dreams of becoming a Papa Murphy’s franchisee in St. Cloud, Minnesota, became a reality.

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Woodworking Vendor Finds Right Financing Relationship With Stearns Bank

Woodworking Vendor Finds Right Financing Relationship With Stearns Bank

Jeremy Manea
Sauk Rapids, MN

SNX and Jeremy knew that they had to pursue a new financial relationship to get the financing that they needed for their customers.

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Waters Excavation

Waters Excavation

Matt Waters
Vermont

When Waters Excavation needs a piece of equipment to get a job done, owner Matt Waters knows where to turn.

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Reliable Premium Management

Reliable Premium Management

Jim Urseth
Waite Park, MN

Jim Urseth is the president of Reliable Premium Management Waite Park, Minnesota. In Jim's view, a small business needs to work with a small business bank. That's why his relationship with Stearns Bank works perfectly for him.

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Bella Asset Management

Bella Asset Management

David Lagat
Richland Hills, TX

Stearns Bank is David Lagat’s secret weapon. At least that’s how he refers to it.

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G.A. Haan Development

G.A. Haan Development

Ben Ide
Harbor Springs, MI

A strong relationship is what makes G.A. Haan Development’s housing and real estate transactions with Stearns Bank go so smoothly.

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Summerhill Apartments

Summerhill Apartments

Stewart Boyd and Gerald Fritts
St. George, UT

With David delivering for them when it counted, Stewart and Gerald plan on looking for more commercial financing with Stearns Bank on future projects.

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Kruger Companies

Kruger Companies

Paul Kruger
Scottsdale, AZ

Paul Kruger accomplished it all as a player in the National Football League. After he retired to Arizona with his wife, Paul’s next venture came into focus with the help of Stearns Bank Arizona Market Manager Tom Hosier.

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Alliance Property Group

Alliance Property Group

Danielle Bennett
Los Angeles

Danielle appreciated that Stearns Bank came up with ideas and solutions to issues, instead of sitting back and waiting to see what might happen. She valued his reasoned and “pro-closing” approach.

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4 Points Management Agency

4 Points Management Agency

Bryan Gonzales
San Marco, CA

To help ease Bryan into his new purchase, he received a customized payment structure from Stearns Bank. His payments were cut in half for the first three months of ownership.

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Modus Development

Modus Development

Ed Gorman
Phoenix, AZ

"Stearns Bank was responsive to our request right away. They liked our location, in the heart of Scottsdale, and we had everything negotiated in a few days. The process was smooth. We definitely found the right bank for us."

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Restaurant Owner Cultivates 30-Year Relationship With Stearns Bank

Restaurant Owner Cultivates 30-Year Relationship With Stearns Bank

Curt Letnes
St. Cloud, MN

“Stearns Bank has always been good to work with, and has always had a good reputation,” Curt said. “We have always looked at them favorably. The one thing I like about working with Stearns is that they give you an answer fast."

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Jimmy John's

Jimmy John's

Sean Miller
Little Rock, AR

Sean found Stearns Bank’s customer portal to be extremely easy to use while uploading the documentation he needed to get things moving during the financing process.

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AUM Wood Products

AUM Wood Products

Sam Drodofsky and Matthew Schiller
Spicer, MN

After one conversation with Stearns Bank woodworking financing expert Jenny Wood, Sam could feel she was as excited as he was about the business and the new equipment they were looking for.

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Chad Smith Enterprises and Cabinet Shop

Chad Smith Enterprises and Cabinet Shop

Chad Smith
Dalton Gardens, ID

To achieve his small business dreams, Chad has financed his woodworking equipment with Stearns Bank.

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Mid-America Vision Center

Mid-America Vision Center

Dr. Andrea Steele-Baumann
Hebron, NE

Dr. Steele-Baumann was looking for a new lane of equipment, refractor, visual field and fundus camera for her recent purchase of Mid-American Vision Centers in Hebron.

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Visual Eyes

Visual Eyes

Dr. Aaron Evans
Delray Beach, FL

Dr. Evans has worked with Stearns Bank for his equipment financing needs since 2008 and needed several new pieces of equipment for his new location in Delray Beach, Florida.

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First Care Clinics

First Care Clinics

Rob Pantoja
Kentucky and Indiana

Rob credited Stearns Bank for helping things move along smoothly during First Care Clinic’s start-up phase.

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Amada Senior Care

Amada Senior Care

James Bernoski and Laural Strong
Georgetown, KY

James and Laural wanted to lease space in an office building in Georgetown, Kentucky, for their Amada franchise. From the start of the SBA loan approval process, Mindy and the team at Stearns Bank walked James and Laural through each step.

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Bacci & Glinn Physical Therapy

Bacci & Glinn Physical Therapy

Dr. Robert Bacci
Visalia, CA

“We’ve been back four times since the initial deal,” he said. “It’s such an easy financing process with Stearns Bank. They are extremely responsive and the paperwork process is a breeze. We’ve never had a glitch."

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Heinz Family Chiropractic

Heinz Family Chiropractic

Dr. Melissa Heinz
Alexandria, MN

After working with Erchonia, she was referred to Stearns Bank for her financing needs. Right away, Dr. Heinz noticed how convenient working with Stearns was.

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LaFrance Transport LLC

LaFrance Transport LLC

Frandy LaFrance
Homestead, FL

“It’s tough for a company like mine to pay so much for equipment with money down. That’s where Stearns Bank came through for me.”

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Pro Care Pool Service

Pro Care Pool Service

Stephen Wolgamott
Leesburg, Florida

Stephen Wolgamott has big dreams to provide pool services to his customers. Stearns Bank helped him get an SBA loan to grow his business.

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Wise Water Works

Wise Water Works

Stephen Wise
Sarasota, Florida

Stephen Wise started Wise Water Works in 2015 and needed an SBA loan to complete his dream of being a small business owner.

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Transworld Business Advisors

Transworld Business Advisors

Karl and Ann Barham
Atlanta

Karl Barham has been a Transworld business advisor since January 2019. He and his wife, Ann, got into the business to help small business owners succeed.

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Central Marine Service

Central Marine Service

Kim and Steve Kildahl
Sarasota, Florida

Kim and Steve Kildahl, owners of Central Marine in Sarasota, Florida, value the personal service and attention they receive from Stearns Bank.

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Hansen & Company Woodworks

Hansen & Company Woodworks

Adam Hansen
St. Joseph, MN

- A meeting at a woodworking trade show led to the beginning of an equipment financing relationship between Hansen & Company Woodworks and Stearns Bank.

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Firehouse Subs

Firehouse Subs

Herbie & Carrie Lake
Winchester, Virginia

Herbie and Carrie Lake wanted to find a way to give back to their community when they decided to open a franchise in Winchester, Virginia.

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