- Loans
- Equipment Finance
Equipment Financing
Slowing down isn't an option for your business. You rely on the right equipment to do the job right, every time.
Our equipment finance experts deliver speed, service, and efficiency that keep you moving forward, always.
Looking for resources as an equipment dealer, vendor, or manufacturer? We have just what you need. Find them here.
![Woodworkers in their shop in front of woodworking equipment](https://www.stearnsbank.com/hubfs/Woodworking_06-1.jpg)
Customized Payments
Your business is custom. Your equipment finance payments should be, too. We'll help you to build a payment plan that makes sense for you. View our list of custom payment solutions (PDF).
Delayed Payments
Widen your repayment timeline to build your cash flow.
Seasonal Payments
Align payments with the fluctuations of your industry.
Step Payments
Reduce payments at the beginning or end of the term.
Semi-Annual Payments
Make payments every four or six months to fit your cash flow.
The Stearns Bank Difference
One of the nation's top equipment finance lenders
Committed to answering calls on the first ring
Fast financing with decisions made within hours
Many lenders are Certified Lease Finance Professionals
Customized term and payment options
Document submission options
Small Business Matters
The Basic Process To Apply For Equipment Financing
Learn the steps of the equipment financing application process. We explain key details lenders request, documents to supply, and credit score impacts.
Read More![The Basic Process To Apply For Equipment Financing](https://www.stearnsbank.com/hubfs/Header_businessman-looking-at-documents.jpeg)
![HmongTown Marketplace](https://www.stearnsbank.com/hs-fs/hubfs/Toua%20and%20Nou_01.jpg?width=810&height=338&name=Toua%20and%20Nou_01.jpg)
Equipment Finance Customer Stories
HmongTown Marketplace
HmongTown Marketplace was founded in 2004 to provide Minnesota’s Hmong community with a sense of home away from home. Stearns Bank is proud to support HmongTown Marketplace as it continues to serve as a cultural hub for the local Hmong Community.
See Full Story More Customer Success StoriesHmongTown Marketplace
![Male business owner shaking hands with someone.](https://www.stearnsbank.com/hubfs/Banking-that-pays-1.jpg)
Banking That Pays
Checking and savings accounts
Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.
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