Equipment Financing
Slowing down isn't an option for your business. You rely on the right equipment to do the job right, every time.
Our equipment finance experts deliver speed, service, and efficiency that keep you moving forward, always.
Customized Payments
Your business is custom. Your equipment finance payments should be, too. We'll help you to build a payment plan that makes sense for you. View our list of custom payment solutions (PDF).
Delayed Payments
Widen your repayment timeline to build your cash flow.
Seasonal Payments
Align payments with the fluctuations of your industry.
Step Payments
Reduce payments at the beginning or end of the term.
Semi-Annual Payments
Make payments every four or six months to fit your cash flow.
The Stearns Bank Difference
One of the nation's top equipment finance lenders- Committed to answering calls on the first ring
- Fast financing with decisions made within hours
- Many lenders are Certified Lease Finance Professionals
- Customized term and payment options
- Document submission options
Small Business Matters
Should You Finance Equipment During a Recession?
During a recession, equipment financing can help small business owners get the equipment necessary to grow their businesses without dipping into cash reserves.
Read More
Equipment Finance Customer Stories
Eye Care Associates Limited
Dr. Haniel Roby
Chicago, Illinois
Dr. Haniel Roby, who owns Eye Care Associates Limited in Chicago, has found an equipment financing partner for life in Stearns Bank.
See Full Story More Customer Success Stories
Banking That Pays
Checking and savings accounts
Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.
Equipment Finance Team
