Salaam Personal Banking

Interest-free checking and profit-sharing savings solutions

Benefit from interest-free deposit accounts designed to help you reach your financial goals while living by your values. All of our deposit and financing products have been reviewed and approved by our independent Faith-Based Banking Advisory Board comprised of renowned scholars who are experts in Islamic Finance.

Salaam Personal Checking

The Salaam Checking Account is an interest-free account that can help with your day-to-day banking needs. The Salaam Personal Checking Account has no minimum balance requirement and no maintenance fees. It also includes waived fees on up to three international wire transfers per month so you can effortlessly pay your family members and friends internationally.

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Salaam Personal Market Savings

Earn interest-free profit-based returns on your deposits through Stearns Bank’s Salaam Savings Account. We offer highly competitive profit-sharing rates with an expected profit derived from Stearns Bank’s Islamic Banking financing portfolio. Your funds are not invested in interest-bearing instruments and are kept separate from interest-bearing deposits.

Stearns Bank also offers customized solutions to extend FDIC insurance well beyond the $250,000 limit so that your funds remain secure.

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Salaam Certificate of Deposit

Stearns Salaam Bank is an industry leader in Sharia- compliant financial solutions. Our profit-sharing flexible certificate of deposit empowers you to protect and grow your savings, on your terms. Highly competitive rates and no withdrawal penalties. *See our expected profit-sharing rates. The time is now- start your CD today.

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Salaam Profit-Link

Stearns Salaam Bank is an industry leader in Sharia- compliant financial solutions. We are proud to be expanding our Halal deposit solutions with Salaam Profit-Link.

An innovative solution that directly empowers Stearns Salaam customers to contribute a portion of their expected monthly returns to nonprofits of their choice4.

Exclusive promotion:

Earn $200 while making an impact.^1,2,3,4,5

¹Must open account and enroll in Profit-Link by 12/31/2025

²Must maintain average balance of at least $1,000

³Must make 6 consecutive donations

⁴Must contribute a minimum of 25% of expected returns monthly

⁵Limit one bonus per person

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Online / Mobile Banking

Take your banking with you – everywhere you go.

The online banking platform that puts banking at your fingertips anywhere, anytime, from any device.

Check balances, transactions and deposits
Customize email and text alerts
View online statements
Transfer funds
Pay bills and schedule payments
Wire funds from your mobile phone

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Fraud Prevention Programs at Stearns Bank

Financial Fraud Protection

Stearns Bank program recognizes latest scams

Anyone can fall victim to financial fraud. Fraud schemes are becoming more sophisticated and difficult to detect. Stearns Bank has a robust fraud prevention program to monitor threats and take action. If we notice suspicious or unusual activity on your business or personal accounts, we will intervene to help prevent financial loss. Contact us if you suspect fraudulent activity on your Stearns Bank account.

See our blog on fraud prevention programs at Stearns Bank.

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Islamic Banking Leadership Team

Mufti Ibrahim Essa

Sharia Supervisory Board; Faculty Member, Darul Uloom Karachi

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Shaykh Taha Abdul-Basser

Sharia Supervisory Board; Managing Partner; Straightway Ethical

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Wazhma Sadat

Board Member

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Mufti Mirza-Zain Baig

Sharia Supervisory Board; Resident Mufti, Canadian Center for Islamic Research & Ifta

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Irshad Rasheed

President and Board Chair

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Zeshan Gondal

Senior Vice President

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Heather Plumski

President of Stearns Bank

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Dr. Aamir Rehman

Board Member

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