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Stability in uncertain times: Stearns Bank is the financial institution you can trust.

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Business Banking Is Our Business

We know your business means everything to you.

It's your livelihood and the result of long days and late nights. Your success is a big deal, which is why we're so proud to be your financial source for nationwide commercial loans, equipment financing and easy-to-use checking and savings accounts. Together, We get the job done! ®

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Stearns Bank business checking and savings
BusinessSmart Checking

BusinessSmart Checking

Business is always evolving. Be ready with a BusinessSmart™ checking account – business checking that's simple, smart and rewarding.

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BusinessSmart Market Savings

BusinessSmart Market Savings

You're focused on today, but you have big plans for tomorrow. Get started with a business savings account that's simple, smart and rewarding.  

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Certificates of Deposits (CDs)

Certificates Of Deposit

With competitive CD rates from Stearns Bank, you can maximize your deposits and watch your money grow right alongside your business.

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Business cash management tools

Business Cash Management Tools

No matter where your business is located, specialized cash management tools from Stearns Bank will go to work for you. Keep business moving forward with the security and strength of Stearns Bank.

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StearnsConnect online and mobile banking

Bank Anytime, Anywhere

Whether you're on the go or taking care of business in the middle of the night, online and mobile banking through StearnsConnect puts the when and where of finances into your hands.

  • Check balances, transactions and deposits
  • Customize email and text alerts
  • View online statements
  • Transfer funds
  • Pay bills and schedule payments
Learn More About StearnsConnect

The Stearns Bank Difference

  • Check markRecognized national top-performing bank
  • Check markWell-positioned for any economic climate
  • Check markEmployee-owned, customer-driven
  • Check markPersonal service from real people
  • Check markGuidance from dedicated experts
  • Check markNationwide lending and banking services

Let’s Get To Work

SBA lending that moves the world forward.

Our lending experts team up with thinkers, movers and changers across the country to make the world more connected and productive. Through start-ups, acquisitions, remodels, expansions, real estate purchases and so much more, we're proud to be part of so many success stories. 

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Stearns Bank SBA lending

Get Geared Up

Equipment financing is a Stearns Bank specialty.

We secure funding for new or used commercial equipment nationwide in industries including construction, transportation, agriculture, paving, machine tools, vocational vehicles and healthcare.

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Stearns Bank equipment financing

Business Banking Resources

9 Easy Money Moves To Make Today

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Ways Business Owners Can Use Digital Banking To Their Advantage

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Business Planning For Manufacturers In A Post-Pandemic Economy

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Stearns Bank Lender Lays Out Cost Scenarios For Starting Up A Business

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Break Even Analysis Calculator

The break even analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit.
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Business Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
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Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
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Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.
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