With a BusinessSmart™ market savings account, you can enjoy some of the best rates on the market. Our account is designed to help businesses grow their savings faster, without sacrificing accessibility or flexibility.
Whether you're saving for a rainy day, planning for a major purchase, or simply looking to maximize your returns, our market savings account has everything you need. Plus, with our industry-leading rates, you can feel confident knowing that your money is working hard for you.
Business Savings Rates:
- 1.00% APY* if balance is $99,999.99 or less
A balance of $0.01 is needed to earn the APY.
- 2.02% APY* if balance is $100,000 to $499,999.99
- 3.20% APY* if balance is $500,000 or more
* APY is annual percentage yield. Rates are accurate as of 10/01/2024 and subject to change at any time, including after account opening. Fees may reduce earnings.
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Looking for a checking account that works as hard as your business does? Look no further than BusinessSmart™ checking! With no minimum balance requirements or hidden fees to worry about, and a suite of business-focused services like Autobooks at your fingertips, you can focus on what really matters - growing your business.
For businesses with higher account balances and transaction fees,
BusinessEssentials™ checking is the ultimate solution. With its array of advantages, including unlimited ACH transactions and incoming wires, and zero maintenance fees, this checking account is the perfect fit for your growing enterprise.
Business Checking Rates:
- 0.25% APY* if balance is $24,999.99 or less
A balance of $0.01 is needed to earn the APY.
- 0.50% APY* if balance is $25,000.00 or more
Diamond Cash Rewards: 0.10% cash rewards on EVERY debit card purchase, deposited to the account monthly**
Mastercard Priceless Surprises
* APY is annual percentage yield. Rates are accurate as of 10/01/2024 and subject to change at any time, including after account opening. Fees may reduce earnings. ** Earn up to $500 per month. Pending and preauthorized debit card transactions do not earn cash rewards until the final transaction posts to the account. Cash rewards rate effective 10/01/2024.
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By investing in Certificates of Deposits (CDs) with extraordinary rate and term options, your business can secure its financial future with confidence. With guaranteed returns and flexible maturity periods, CDs provide a low-risk investment option with high rewards.
- Minimum opening balance on all terms: $500
- Minimum balance to obtain APY*: $500
| Term |
Interest Rate |
APY* |
| 9 months1 |
4.46% |
4.49% |
| 12 months2 |
4.31% |
4.31% |
| 24 months2 |
4.10% |
4.10% |
| 3 years2 |
3.90% |
3.90% |
* APY is annual percentage yield. Rates are effective as of 10/01/2024 and subject to change at any time. A penalty may be imposed for early withdrawal.
1Interst paid at maturity. 2Compounds annually.
Recognized national top-performing bank
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