Research and patience. Commercial property owners and construction businesses know these two words better than anyone. Finding financing for a commercial property, or for new or used equipment requires the right relationship. If you're purchasing, refinancing, developing or constructing – why not build a relationship with a bank that understands your distinctive challenges?
Specializing in all types of commercial lending
It doesn't matter if you're involved in real estate and construction lending, affordable housing or USDA projects – we can take on any project. Our construction team works directly with you to monitor progress and ensure a timely completion.
SBA Construction Loans
Work with one of the nation's most active SBA lenders
New construction. Renovation. Expansion. You have big goals that we can fuel. A Stearns Bank SBA loan can help you achieve your goals with a fast, efficient approval process and personal support from construction lending experts.
Work with equipment experts that understand your industry and answer on the first ring
The sooner you start using your construction equipment, the faster you’ll see results. We'll work with you to increase efficiencies in your operation while offering competitive rates on used or new equipment.
Banking That Pays
Checking and savings accounts
Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.
A large commercial real estate project in Scottsdale (Arizona) - Ascent at the Phoenician - was able to get under way in 2021 thanks to the passion of Cullum Homes and the diligence of Stearns Bank. Learn about their relationship and the excitement around what the project will bring to the community when its completed.See Full Story More Customer Success Stories