Commercial Financing
Specializing in all types of commercial lending
It doesn't matter if you're involved in real estate and construction lending, affordable housing or USDA projects – we can take on any project. Our construction team works directly with you to monitor progress and ensure a timely completion.
SBA Construction Loans
Work with one of the nation's most active SBA lenders
New construction. Renovation. Expansion. You have big goals that we can fuel. A Stearns Bank SBA loan can help you achieve your goals with a fast, efficient approval process and personal support from construction lending experts.
Construction Equipment Financing
Work with equipment experts that understand your industry and answer on the first ring
The sooner you start using your construction equipment, the faster you’ll see results. We'll work with you to increase efficiencies in your operation while offering competitive rates on used or new equipment.
USDA Rural Development Loans
Program supports economic growth and job creation
If you are starting or expanding a business in a rural area, you may qualify for a USDA Rural Development Loan. As a USDA Multi-State Lender, Stearns Bank can effectively manage the loan application process so your project is fully funded. We will help you explore options under the USDA Business & Industry program and the Renewable Energy for America Program (REAP).
Banking That Pays
Checking and savings accounts
Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.
Got That Rental & Sales
Got That Rental & Sales owner Scott Guay felt like he was just a number when he worked on equipment financing with other lenders. Stearns Bank changed that.
See Full Story More Customer Success StoriesCommercial Finance Team
Construction Equipment Finance Team
Construction SBA Loan Team
