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Construction

Research and patience. Commercial property owners and construction businesses know these two words better than anyone. Finding financing for a commercial property, or for new or used equipment requires the right relationship. If you're purchasing, refinancing, developing or constructing – why not build a relationship with a bank that understands your distinctive challenges? 

Commercial finance for construction from Stearns Bank

Commercial Financing

Specializing in all types of commercial lending

It doesn't matter if you're involved in real estate and construction lending, affordable housing or USDA projects – we can take on any project. Our construction team works directly with you to monitor progress and ensure a timely completion.

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SBA construction loans from Stearns Bank

SBA Construction Loans

Work with one of the nation's most active SBA lenders

New construction. Renovation. Expansion. You have big goals that we can fuel. A Stearns Bank SBA loan can help you achieve your goals with a fast, efficient approval process and personal support from construction lending experts.

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Equipment financing for the construction industry from Stearns Bank

Construction Equipment Financing

Work with equipment experts that understand your industry and answer on the first ring

The sooner you start using your construction equipment, the faster you’ll see results. We'll work with you to increase efficiencies in your operation while offering competitive rates on used or new equipment. 

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USDA Rural Development Loans

USDA Rural Development Loans

Program supports economic growth and job creation

If you are starting or expanding a business in a rural area, you may qualify for a USDA Rural Development Loan. As a USDA Multi-State Lender, Stearns Bank can effectively manage the loan application process so your project is fully funded. We will help you explore options under the USDA Business & Industry program and the Renewable Energy for America Program (REAP).

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BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

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Got That Rental & Sales

Got That Rental & Sales

Scott Guay
Essex Junction, Vermont

Got That Rental & Sales owner Scott Guay felt like he was just a number when he worked on equipment financing with other lenders. Stearns Bank changed that.

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Commercial Finance Team

Get in touch with Tom Hosier
Tom Hosier
SVP, Commercial Business Development Officer
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Get in touch with David Feriancek
David Feriancek
SVP, National Lending
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Get in touch with Tom Ethen
Tom Ethen
VP, Commercial Lending
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Get in touch with Kris Holm
Kris Holm
VP, Commercial Lending Manager
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Get in touch with Rich Lerew
Rich Lerew
VP, Commercial Lender
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Get in touch with Douglas D'Aigle
Douglas D'Aigle
Market President/Commercial Lender
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Get in touch with Victoria Freeney
Victoria Freeney
Commercial Lender
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Get in touch with Shari Stults
Shari Stults
Commercial Lender
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Get in touch with Paris Davis
Paris Davis
Commercial Lender
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Get in touch with Bryan Collies
Bryan Collies
Commercial Lender
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Construction Equipment Finance Team

Get in touch with Craig Kern
Craig Kern
Associate Director of Equipment Finance
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Get in touch with Brooks Anderson
Brooks Anderson
Vendor Relations Supervisor
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Get in touch with Ryan Anderson
Ryan Anderson
Vendor Relations Lead
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Get in touch with Adam Denny
Adam Denny
Business Development Supervisor
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Get in touch with Dominic Bonacci
Dominic Bonacci
Senior Account Manager
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Get in touch with Laurie Gill
Laurie Gill
Business Development Account Manager Lead
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Get in touch with Sherri Sandelin
Sherri Sandelin
Senior Account Manager
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Get in touch with Korey Laudenbach
Korey Laudenbach
Client Relations Lead
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Get in touch with Nancy Stoermann
Nancy Stoermann
Client Relations Lead
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Get in touch with Hunter Wohletz
Hunter Wohletz
Senior Client Relations Representative
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Get in touch with Hailey Thill
Hailey Thill
Senior Client Relations Representative
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Get in touch with Pat Schad
Pat Schad
Account Manager
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Get in touch with Gretchen Kiess
Gretchen Kiess
Client Relations Representative
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Get in touch with Lana Klaphake
Lana Klaphake
Client Relations Representative
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Get in touch with Ryan Lanoux
Ryan Lanoux
Client Relations Representative
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Get in touch with Jeremy Stallings
Jeremy Stallings
Client Relations Representative
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Get in touch with Dylan Finken
Dylan Finken
Client Relations Representative
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Get in touch with Nick Pfeffer
Nick Pfeffer
Client Relations Representative
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Get in touch with Alex Knochenmus
Alex Knochenmus
Client Relations Representative
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Get in touch with Joshua Eastman
Joshua Eastman
Account Manager
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Get in touch with Lisa Ross
Lisa Ross
Account Manager
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Get in touch with Jack Gauerke
Jack Gauerke
Account Manager, Business Development
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Construction SBA Loan Team

Get in touch with Isaac Flenner
Isaac Flenner
Director of Equipment Finance and Small Business Lending
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Get in touch with Tom Ethen
Tom Ethen
VP, Commercial Lending
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Get in touch with Robin Studniski
Robin Studniski
AVP, Associate Director of SBA Lending
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Get in touch with Joshua Borgerding
Joshua Borgerding
AVP, Commercial Lender
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Get in touch with Nick Wall
Nick Wall
SBA Lender
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Get in touch with Cody Trosin
Cody Trosin
SBA Lender
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Get in touch with Elizabeth Ruszkiewwicz
Elizabeth Ruszkiewwicz
SBA Lender
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Construction Resources

USDA Rural Development Loans Simplified

10/24/2023
Read More

7 Industries That Can Benefit From Equipment Financing

07/18/2023
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Loan Options Available For Rural Small Businesses

07/23/2021
Read More

Safeguard Finances In Case Of Natural Disasters

07/20/2021
Read More

Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.
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Section 179 Calculator

Use our Section 179 calculator to estimate your tax deduction for equipment purchased in 2019. Consult your tax advisor.
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