Simple
We've simplified the best checking account options, creating one easy choice.
Smart
Bank when and where it's convenient for you. StearnsConnect online and mobile banking is always open.
Rewarding
Grow your money
- 0.25% APY* if balance is $24,999.99 or less
A balance of $0.01 is needed to earn the APY. - 0.50% APY* if balance is $25,000.00 or more
Diamond Cash Rewards
- 0.10% cash rewards on EVERY debit card purchase, deposited to the account monthly**
- * APY is annual percentage yield. Rates are accurate as of 06/22/2022 and subject to change at any time, including after account opening. Fees may reduce earnings.
- ** Earn up to $500 per month. Cash Rewards rate effective 06/22/2022.
Nationwide ATM Network
Get easy access to your cash, with no fees. Our nationwide ATM network has more than 41,000 locations. Find an ATM or branch location.