Simple
We've simplified the best checking account options, creating one easy choice.
Smart
Bank when and where it's convenient for you. StearnsConnect online and mobile banking is always open.
Rewarding
- Earn 1.00% Diamond Cash Rewards on every debit card purchase (up to $500/month)
- Earn 0.50% APY on balances up to $25,000*
- Earn 1.00% APY on balances $25,000 and greater*
- APY = Annual Percentage Yield
- Fees could reduce earnings on the account.
- Annual percentage yield is accurate as of Dec. 2, 2019.
- Rate may change after account is opened.
Nationwide ATM Network
Access our nationwide fee-free ATM network, with more than 32,000 locations.