Simple
We've simplified the best checking account options, creating one easy choice.
Smart
Bank when and where it's convenient for you. StearnsConnect online and mobile banking is always open.
Rewarding
Grow your money
- 0.15% APY* if balance is $24,999.99** or less
- 0.20% APY* if balance is $25,000.00 or more
Diamond Cash Rewards
- 0.10% cash rewards on EVERY debit card purchase, deposited to the account monthly***
- * APY is annual percentage yield. Rates are accurate as of 5/19/2020 and subject to change at any time, including after account opening. Fees may reduce earnings.
- ** A balance of .01 is needed to earn the APY.
- *** Earn up to $500 per month. Cash Rewards rate effective 6/15/2020
Nationwide ATM Network
Access our nationwide fee-free ATM network, with more than 32,000 locations. Find an ATM or branch location.