We've simplified the best checking account options, creating one easy choice.
Bank when and where it's convenient for you. StearnsConnect online and mobile banking is always open.
Grow your money
- 0.25% APY* if balance is $24,999.99 or less
A balance of $0.01 is needed to earn the APY.
- 0.50% APY* if balance is $25,000.00 or more
Diamond Cash Rewards
- 0.10% cash rewards on EVERY debit card purchase, deposited to the account monthly**
- * APY is annual percentage yield. Rates are accurate as of 02/01/2023 and subject to change at any time, including after account opening. Fees may reduce earnings.
- ** Earn up to $500 per month. Pending and preauthorized debit card transactions do not earn cash rewards until the final transaction posts to the account. Cash rewards rate effective 02/01/2023.
Nationwide ATM Network
Get easy access to your cash, with no fees. Our nationwide ATM network has more than 41,000 locations. Find an ATM or branch location.