Skip to content


Stearns Bank - BankONStearns Account 2023-2024

Having a safe, affordable checking account is empowering.

With a BankONStearns™ account, you have control over how, where and when you use your money. Access convenient services like mobile banking, remote deposit, direct deposit and much more.

Checking Made Simple

Checking…made simple

With a flat $5 monthly service fee, this non-interest-bearing checking account is hassle-free.

  • No minimum opening deposit
  • No minimum daily account balance
  • No overdraft fees
  • Free E-Statements*

    *Must sign up for E-Statements within StearnsConnect. Paper statements incur a $2 monthly fee.


Apply Now

The power in checking account

There’s Power in a Checking Account

From developing money management skills and creating a budget to building or rebuilding your credit, the advantages of a checking account are impactful and can positively affect your goals for today and tomorrow.


Apply Now

In Control With BankONStearns™

From very basic to highly in-depth, you control how, when and where you use your account. Take it slow, or jump right in to all the options at your fingertips.


Apply Now

It's your money. Use it.

Set up direct deposit for your paycheck, make mobile deposits, pay bills online and withdraw your money fee-free at our in-network ATMs.

View statements, manage alerts, pay bills and more with StearnsConnect online banking and mobile app.

Keep it safe.

Create notification alerts for deposits, withdrawals, purchases and more. Know what's happening with your money, always.

Report lost or compromised debit card to our team to stop unauthorized use. Stearns Bank also has a fraud program to protect you from scams and theft.

Opening Your BankONStearns™ Account

When you’re ready to get started, we're ready to guide the way.

We’ll begin by getting to know you and answering your questions before gathering information. You’ll receive confirmation and can start using your new account immediately.


Opening your account
Get Started with BankONStearns
Connect with Customer Service