Stearns Bank makes careful decisions – so, you don’t have to worry. Learn why your money is safe & secure with us in our recent news release.

Here For You

Stearns Bank has strength, stability and unmatched personal service.

In a changing business climate, we are the bank you can trust. Turn to us for experience, understanding and commitment to your success.

We serve customers nationwide, but we’re proud to be named “Best Bank” and “Best Ag Lender” in our home state of Minnesota, two years in a row, by readers of the Star Tribune.

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Small Business Loans

Equipment Finance

USDA Rural Development

Commercial Real Estate Finance

Business Growth & Expansion

Business Banking

Your business means everything to you.

You strive for growth, efficiency and a healthy bottom line. From checking and savings accounts to cash management tools, we're here to help you reach your goals with technology and personal service, nationwide.

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Personal Banking

Real banking made for real life.

With checking and market savings accounts that are simple, it's time to enjoy the rewards you deserve and the online and mobile accessibility you need to keep up with life...or for life to keep up with you.

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4 Points Management Agency

Bryan Gonzales

San Marco, CA

To help ease Bryan into his new purchase, he received a customized payment structure from Stearns Bank. His payments were cut in half for the first three months of ownership.

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Small Business Matters

3 Things to Look for in a Small Business Lending Partner

Interested in a small business loan? Keep an eye out for these three things when selecting your potential lending partner.

Branch Locations and ATMs

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ATMs