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Business Cash Management

You can access cash management services through your Stearns Bank business banking account. These streamline your financial management, so you can focus on growing your business. Through remote deposit, ACH and wire transfers, you can quickly move funds into your account. With Autobooks you can generate invoices and make it easier for customers to pay you online. Our tools enable you to stay in control wherever you do business.

Remote deposit services from Stearns Bank

Remote Deposit

Remote deposit capture is a secure, web-based tool used to scan deposits right from your location. Streamline your cash management process, increase productivity and save time and money. Benefits include:

  • Two-sided scanning of 50-100 checks per minute
  • Depositing multiple checks
  • Saving a trip to the bank
  • A secure login process
  • Monitored daily deposit activity

A remote deposit capture scanner is provided by Stearns Bank and is included with the monthly fee. Some restrictions may apply.

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ACH transactions with Stearns Bank

ACH Transactions

Streamline your cash management process by eliminating paper checks and improve efficiency and cash flow with Automated Clearing House (ACH).

ACH is a reliable and convenient electronic network for financial transactions. With ACH, you can:

  • Transfer funds between customer accounts
  • Create payroll files
  • Send or receive payments from vendors
  • Reduce processing costs
  • Maintain payment security

Business customers can upload multiple transactions for processing via StearnsConnect.

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Wire Transfer

A wire transfer is a fast way to move money electronically from one person or business to another person or business. Move money quickly (one business day) and makes funds available immediately. Funds are 100% guaranteed. Wire transfers can be initiated in person, via phone call, mobile app or online banking.

Mobile Deposit

A fast, easy and secure way to deposit checks using StearnsConnect. Deposit checks by taking a photo of the front and back of an endorsed check. And, make deposits anywhere at anytime.

Bill Pay

Obtain the convenience of paying bills from one central location instead of logging into multiple websites. Our advanced protocols keep all transactions secure. Track when your bills are due and your payment history all in one platform.

Wire transfer, mobile deposit and bill pay services from Stearns Bank
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Merchant Services

Best-in-class services available through Fitech

Payments are critical to the health of your business. And in the eyes of customers, you’ve got one shot to get it right. Stearns Bank partners with Fitech to offer comprehensive payment products, including payment acceptance equipment, payment processing services, and business intelligence reporting. Services include:

  • Point-of-sale systems
  • Mobile EMV payments
  • Countertop payment terminals
  • Virtual terminals
  • E-commerce
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Merchant services from Stearns Bank, partnership with Fitech
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Autobooks

Get paid faster

Autobooks is an online service that makes it easy for customers to pay you and efficiently manage your accounts receivable.

  • Send invoices directly to your customer's inbox
  • Accept on-the-spot electronic payments
  • Offer convenient online payment options
  • Deposit payments directly into your checking account
  • Review customer payment activity – who has paid, who still owes money

Send yourself a sample invoice, schedule a 10-minute demo and more.

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Autobooks - Get paid faster. Send invoices from your business account.
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BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

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Small Business Matters

Why You Should Be Using Online Banking

Help your family stay safe by encouraging them to use digital banking, and StearnsConnect, for common financial transactions like deposits.

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Why You Should Be Using Online Banking

Resources

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Break Even Analysis Calculator

The break even analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit.
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Business Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
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Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
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Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.
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