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Business Cash Management

With a Stearns Bank account, business cash management tools are right at your fingertips. Get secure, direct access through check-scanning technology, automated deposits and tracking services from mobile devices. Stay in control wherever you do business.

Remote deposit services from Stearns Bank

Remote Deposit

Remote deposit capture is a secure, web-based tool used to scan deposits right from your location. Streamline your cash management process, increase productivity and save time and money. Benefits include:

  • Two-sided scanning of 50-100 checks per minute
  • Depositing multiple checks
  • Saving a trip to the bank
  • A secure login process
  • Monitored daily deposit activity

A remote deposit capture scanner is provided by Stearns Bank and is included with the monthly fee. Some restrictions may apply.

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ACH transactions with Stearns Bank

ACH Transactions

Streamline your cash management process by eliminating paper checks and improve efficiency and cash flow with Automated Clearing House (ACH).

ACH is a reliable and convenient electronic network for financial transactions. With ACH, you can:

  • Transfer funds between customer accounts
  • Create payroll files
  • Send or receive payments from vendors
  • Reduce processing costs
  • Maintain payment security

Business customers can upload multiple transactions for processing via StearnsConnect.

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Wire Transfer

A wire transfer is a fast way to move money electronically from one person or business to another person or business. Move money quickly (one business day) and makes funds available immediately. Funds are 100% guaranteed. Wire transfers can be initiated in person, via phone call, mobile app or online banking.

Mobile Deposit

A fast, easy and secure way to deposit checks using StearnsConnect. Deposit checks by taking a photo of the front and back of an endorsed check. And, make deposits anywhere at anytime.

Bill Pay

Obtain the convenience of paying bills from one central location instead of logging into multiple websites. Our advanced protocols keep all transactions secure. Track when your bills are due and your payment history all in one platform.

Wire transfer, mobile deposit and bill pay services from Stearns Bank
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Merchant Services

Best-in-class services available through Fitech

Payments are critical to the health of your business. And in the eyes of customers, you’ve got one shot to get it right. Stearns Bank partners with Fitech to offer comprehensive payment products, including payment acceptance equipment, payment processing services, and business intelligence reporting. Services include:

  • Point-of-sale systems
  • Mobile EMV payments
  • Countertop payment terminals
  • Virtual terminals
  • E-commerce
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Merchant services from Stearns Bank, partnership with Fitech
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Small Business Matters

Be On The Lookout For Elder Financial Abuse Scams

Stearns Bank wants to help raise awareness about the costs/effects of elder abuse scams. About 20 percent of older Americans fall prey to financial abuse.

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Be On The Lookout For Elder Financial Abuse Scams
BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

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Resources

Advice for Graduates Entering the Workforce

06/07/2021
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5 Reasons To Open A Small Business In A Rural Community

05/26/2021
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It’s Personal: Why Customer Service In Banking Matters

04/27/2021
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Managing Your Business Banking Accounts? Avoid These Mistakes

04/22/2021
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Break Even Analysis Calculator

The break even analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit.
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Business Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
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Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
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Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.
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