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Building Diversity in Business

Opportunity for everyone.

The success of entrepreneurs with diverse backgrounds, ethnicities, and experiences drives us to continue removing barriers to financial inclusion.

Whether you're in need of financing and banking for yourself, or you're supporting a client exploring their options, let us help. 

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Financing Solutions

At Stearns Bank, we believe that everyone has a story to tell, with exciting plans for the future. That's why we are committed to providing fair financing options that give everyone the opportunity to succeed.

Experience is key when it comes to Small Business Administration (SBA) loans. That's why we've successfully helped thousands of businesses start, grow, and thrive.

Whether you're a business owner or working on behalf of a client, we're here to offer a variety of SBA loans to suit your unique needs.

  • Standard 7(a) loans
  • SBA 504 loans
  • SBA 504 debt refinancing
  • SBA Express loans
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We are excited to contribute towards the growth, transformation, and progress taking place across the country through:

  • Commercial real estate loans
  • Construction loans
  • Affordable housing
  • USDA Rural Development
  • And more

Our team is committed to helping you achieve your vision and ensuring that your projects, or those of your clients, are a resounding success. Let us help you bring your ideas to fruition and cross the finish line together.

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Our team of financing specialists are dedicated to providing swift, exceptional service and efficiency to propel your business, or that of your clients, forward. 

Regardless of the industry, our team's innovative approach and customized payment options can adapt to meet unique needs to advance your business. 


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Confident Banking

Business checking and savings accounts

Maximize your earning potential with accounts designed to help your business. At Stearns Bank, we deliver highly competitive rates, convenient access, extended FDIC protection, and people who are always ready to assist you.

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The Stearns Bank Difference

  • Check markLoans approved with speed and precision
  • Check markNationwide lending
  • Check markHigh-yield business banking accounts
  • Check markDirect access to decision makers
  • Check markFixed pricing available
  • Check markConvenient online and mobile account access

The Power of the Portal

With the Stearns Bank Portal, you or your clients can upload documents and watch the financing status in real-time loan status.

  • Loan overview – Visibility to approved terms and conditions
  • Documents – Seamless and secure submission of documents
  • Equity – Monitor money injected into the project through the equity tracking feature
  • Connect – Use the chat feature to contact our team

Women in Leadership

Success thrives when we are each other's ally.

We are proud to have over 64% of our own leadership roles held by women, nearly double the national average of close to 32%*. There's more work to be done on the national level and we're up for doing it. 

*According to Women in the Workplace 2022, and McKinsey


Our Team

Get in touch with Katie Varga
Katie Varga
Portfolio Manager, Specialty Lending
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Get in touch with Victoria Freeney
Victoria Freeney
Commercial Lender
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Get in touch with Shari Stults
Shari Stults
Commercial Lender
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Get in touch with Paris Davis
Paris Davis
Commercial Lender
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Get in touch with Michelle Hensley
Michelle Hensley
Community Bank Manager/Banking & Nonprofit Relationship Specialist
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