Skip to content

Merchant Services

Payments are critical to the health of your business. And in the eyes of customers, you’ve got one shot to get it right. Stearns Bank partners with FiTech to offer comprehensive payment products, including payment acceptance equipment, payment processing services and business intelligence reporting.

Special offer: If we can’t meet or beat your current effective rates, you earn $500*. Contact us today!

*All funds will be paid in the form of Visa gift cards by Fitech payments. You must provide two months of processing statements, showing minimum sales of $2,500 per month.

Merchant services from Stearns Bank offered through Fitech

Why Merchant Services

Through our partnership with FiTech, Stearns Bank is able to deliver payment acceptance equipment, payment processing services and business intelligence reporting direct to you, including:

  • Point-of-Sales Systems
  • Mobile EMV Payments
  • Virtual Terminals
  • Smart Terminals
  • E-Commerce

The ability to accept multiple forms of payment, anywhere, anytime. Run your business in-store, online, or on the go, catering to the payment preferences of your customers, from mobile wallets like Apple Pay®, Google Pay™, and Samsung Pay to EMV chip cards. Whether you’re a restaurant or retail owner, or a business owner on the go that needs help with business banking, we are here to help.

Contact us about merchant services

Payment Products

Virtual Terminals

Accessible 24/7 from any computer with online reporting and recurring payment options

Point-of-Sale Systems

Solutions for restaurant and retail businesses with inventory management and cloud-based reporting analytics

Mobile EMV Payments

On-the-go processing with EMV chip and magnetic stripe payments. Android and Apple phone/tablet capabilities

Smart Terminals

Swipe, dip or tap for an easy payment process that can be hard-wired or be set up wirelessly


Shopping cart capabilities that eases payments. Sell products and services through your website

Solutions for Many Industries

We help provide payment solutions that are customized to meet the specific needs of your business. Our team of experts has worked with a wide range of industries and has a deep understanding of what makes you and your business tick.

Learn how merchant services and modern payment systems enhance customer loyalty and improve business efficiency See our blog Merchant Services Deliver on Convenience and Security.

Contact us about merchant services

Merchant services for many industries


Enhanced Loan Calculator

Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term.
View Calculator

Business Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
View Calculator

Break Even Analysis Calculator

The break even analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit.
View Calculator

Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
View Calculator
Contact Us About Merchant Services
Connect with Customer Service