BusinessSimple Checking

Name: Stearns Financial Services, Inc.
Address: 4191 2nd St. S., St. Cloud, MN, 56301
Telephone: 800-320-7262

An accessible account with no interest earned? No problem. With a noninterest-bearing BusinessSimple checking account, manage your business's cashflow from anywhere.

Finally, an account that aligns with you.

This noninterest-bearing business checking account isn’t just an account. It’s an empowering opportunity to manage your money in a way that fits you and your business.

Contact a business banking expert

Account Features

A BusinessSimple Checking account gives you simple options and valuable tools for managing your business.

Noninterest bearing
No opening balance requirement
No hidden fees
No maintenance fees
No minimum balance
StearnsConnect online and mobile banking - free with account
No fees for cash deposits
Free monthly eStatements or $5/monthly paper statement fee
Nationwide ATM network - more than 42,000 free ATM locations for easy access to your money

Account control, at your fingertips

From very basic to highly in-depth, you control how to use your account. Take it slow or jump right in with helpful tools and support.

It's your money. Use it.

Set up direct deposits, make mobile deposits, pay bills at physical branches or online, and withdraw your money fee-free at our in-network ATMs.

View statements, manage alerts, pay bills and more with online banking and mobile app.

Keep it safe.

Create notification alerts for deposits, withdrawals, purchases and more. Know what's happening with your business funds, always.

Report lost or compromised debit card to our team to stop unauthorized use. Stearns Bank also has a fraud program to protect your business from scams and theft.

Opening Your Noninterest-Bearing Account With Expert Guidance

When you’re ready to get started, our team will help guide the way. We’ll start by getting to know you and answering your questions. Next, we’ll gather information and walk you through the simple account opening process.

You’ll receive confirmation and can start using your new account immediately.

Let's Get Together

Building a strong, long-lasting relationship with your bank shouldn’t be difficult. At Stearns Bank, service is personal, and your business's success and satisfaction are what drive us.

Contact a business banking expert