Skip to content

    BusinessSimple Checking

    An accessible account with no interest earned? No problem. With a noninterest-bearing BusinessSimple checking account, manage your business's cashflow from anywhere. 


    Finally, an account that aligns with you. 

    This noninterest-bearing business checking account isn’t just an account. It’s an empowering opportunity to manage your money in a way that fits you and your business.


    Contact a business banking expert

    Account Features

    A BusinessSimple Checking account gives you simple options and valuable tools for managing your business.

    • Noninterest bearing

    • No opening balance requirement 

    • No hidden fees

    • No maintenance fees

    • No minimum balance

    • StearnsConnect online and mobile banking - free with account

    • No fees for cash deposits

    • Free monthly eStatements or $5/monthly paper statement fee

    • Nationwide ATM network - more than 42,000 free ATM locations for easy access to your money

    Account control, at your fingertips

    From very basic to highly in-depth, you control how to use your account. Take it slow or jump right in with helpful tools and support.

    It's your money. Use it.

    Set up direct deposits, make mobile deposits, pay bills at physical branches or online, and withdraw your money fee-free at our in-network ATMs.

    View statements, manage alerts, pay bills and more with StearnsConnect online banking and mobile app.

    Keep it safe.

    Create notification alerts for deposits, withdrawals, purchases and more. Know what's happening with your business funds, always.

    Report lost or compromised debit card to our team to stop unauthorized use. Stearns Bank also has a fraud program to protect your business from scams and theft.

    Opening Your Noninterest-Bearing Account With Expert Guidance

    When you’re ready to get started, our team will help guide the way. We’ll start by getting to know you and answering your questions. Next, we’ll gather information and walk you through the simple account opening process.

    You’ll receive confirmation and can start using your new account immediately.


    Let's Get Together

    Building a strong, long-lasting relationship with your bank shouldn’t be difficult. At Stearns Bank, service is personal, and your business's success and satisfaction are what drive us.

    Contact a business banking expert
    Contact a Business Banking Expert
    Connect with Customer Service