Personal Impact Accounts

What matters to you? You have a never-ending list of what your priorities are and how you want to make a difference. Why not put your money where it means the most? Impact Checking, Market Savings, and CDs allows you to make a difference towards sustainable energy, affordable housing, and nonprofits across the U.S.

Be Impactful.

Impact Checking, Market Savings, and CDs allow you to place your money intentionally. These deposits help strengthen our communities to the greater good. Your deposits contribute to meaningful initiatives that matter to you.

Account Features

Your money contributes to the greater good

Sustainable Energy
Affordable Housing
Nonprofits

Grow your Money

Impact Checking

0.25% APY* if balance is $0.01 or more
A balance of $0.01 is needed to earn the APY.

Impact Market Savings

0.85% APY* if balance is less than or equal to $99,999.99
1.97% APY* if balance is $100,000 - $499,999.99
2.99% APY* if balance is $500,000 +

* APY is annual percentage yield. Rates are accurate as of 4/22/2026 and subject to change at any time, including after account opening. Fees may reduce earnings.

Impact Deposit Promotional Offer

12-Month Promotional 2.99% APY**

**Impact market savings promotion. 12-month APY of 2.99% and 12-month interest rate of 2.95% on new Impact market savings accounts opened between April 22, 2026, and July 22, 2026. A balance of $0.01 is needed to earn the APY. Twelve-months after account opening, the APY and interest rate will return to the standard tier rates in effect at that time. Applicable market savings account types are: Impact market savings and Impact Business market savings. APY is annual percentage yield. Rates are accurate as of April 22, 2026, and subject to change at any time, including after account opening. Fees may reduce earnings.

Grow your Money

Impact CD's Terms and Rates

**3 Month CD: 3.65%^6,7,8
**6 Month CD: 3.53%^6,7,8
12 Month CD: 1.75%^7,9

⁶Ability to fund throughout term of CD
⁷IRA funds are eligible
⁸No penalty may be imposed for early withdrawal
⁹A penalty may be imposed for early withdrawal APY means Annual Percentage Yield.
Interest Rates and APYs are current as of 4/22/2026.
Rates are subject to change at any time.
**Interest paid at maturity.

Opening Your Account

Opening a new account is easy.

You can fund your account with up to $1,000 directly from your new account application or enroll in Online / Mobile Banking to unlock additional option such as mobile deposit, wire, or transfer funds from another financial institution with an external transfer.

Incoming wire fees are waived for personal accounts.