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Agriculture is in our roots, so we're proud to deliver convenient and efficient banking solutions to help you grow your Cannabis Related Business (CRB).

Business banking made for your CRB.

Our specialized cannabis banking team, backed by high-level regulatory compliance, will guide you through account details to help manage finances from anywhere. 

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Take Care of Business

  • Free, unlimited mobile deposits
  • Free auto cash sweeps (auto transfers between Stearns accounts)
  • Free, unlimited Bill Pay
  • Customizable daily spend option with debit card 

Save on fees

  • No statement fees, with free monthly eStatements
  • Fee-free, nationwide ATM network
  • No fees for cash deposits
  • No per item fees
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This account is best for businesses that:

  • Maintain a high balance, over $25k*
  • Operate a legal Cannabis Related Business (CRB)

*If business customer does not satisfy the average monthly minimum balance of $25,000, a flat monthly fee of $100 shall apply.  Deposits held in a different name from the business or by a different business entity cannot be aggregated to satisfy the minimum balance requirement. We total the average monthly balance by adding the average daily balances (calculated by totally the balances in your account at the end of each day for the statement period), divided by the number of days in the statement period.  

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Cash Logistics

Through our partner, Empyreal Logistics, we offer: 

  • Cash collection/transport
  • Cash counting at  secure vault locations 
  • Cash delivery to the financial institution or the Federal Reserve Bank
  • Cash services: coin, currency, and ATM servicing
  • Empyreal provides coin and currency for change upon request and will contract with customers to keep their ATM filled
  • Hardware sales: ATMs, Smart Safe, and ITM/Cash Recycler solutions
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Service Fees

To maintain adherence to regulations within this high-risk industry, our service fees align with the complexity of your CRB.

The cost structure is designed to reflect the complexity of the services required and includes:

  • Simple monitoring: $400/month
  • Complex monitoring: $750/month
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