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Financial Fraud Prevention

Safeguarding your information is our top priority. If we detect any unusual or suspicious activity on your account, we will take immediate action to mitigate any potential financial losses. 

Be aware that Stearns Bank will NEVER ask you:

  • For your Online Banking username OR password
  • For your Online Banking Secure Access Code, sent to your cell phone or email to log in or transmit money via ACH or Wire
  • To take control of your computer or phone
  • For your computer’s IP Address

DO NOT share your information. Call us immediately if someone claiming to be Stearns Bank contacts you via phone, text, email, or other means, and asks for the above information: 800-320-7262. 

See the notices and videos below to learn about current fraud scams. 

Do you suspect fraud on your account? Report your concerns with our online form.


Pay your student loans - not scammers

You’ve probably heard the news — federal student loan repayments are starting again in October. But scammers might try and tell you they can help you avoid repayment, lower your payments, or get your loans forgiven — for a price. Here’s how to spot and avoid these scams.


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Spot Scammers after Hurricane Idalia

Figuring out the full extent of Hurricane Idalia’s damage could take weeks or even months. But we already know that scammers will follow the path of the storm and try to take advantage of people doing their best to recover. 


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Scams following tropical storm Hilary

In the wake of Tropical Storm Hilary’s wind damage and catastrophic flooding, scammers are likely to follow. As people try to rebuild and recover, scammers will say they’re a government official offering help, or a contractor who can do the work you need quickly. Help and quick action are good…but how do you spot the scammers?  


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Rental scams: You got the apartment!

You’ve found it: A listing for the perfect off-campus apartment. The rental agent told you to send a security deposit by wiring money. Sound fishy? That’s because it is. But can you spot other rental listing scams — before you pay?


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Cybersecurity Advice to Protect Your Connected Devices

For so many of us, cell phones and computers are embedded in our personal and professional lives. Our devices store a lot of personal information, so it’s a good idea to take a few minutes to make sure your computer, phone, and other connected devices are protected.


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How to Safely Use Online and Mobile Payment Apps

Online and mobile payment apps let users quickly send and receive money. It's critical you know who you're sending money to because once it's sent, it's nearly impossible to get it back.


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Report Fraud or Suspicious Activity

Online form and phone number

If you have witnessed fraudulent activity at Stearns Bank, or have reason to believe that fraudulent activity has occurred on your Stearns Bank account, please contact us.

Go to our fraud reporting page
Report fraud or suspicious activity

Storm Chaser Scams

Student Loan Forgiveness Scams

To view more of our Fraud Friday videos, please visit the Stearns Bank YouTube Channel.

Small Business Matters

How To Avoid Fraud While Shopping Online

There are many scammers on the Internet, but consumers and can avoid becoming fraud victims if they pay attention during the holiday shopping season.

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How To Avoid Fraud While Shopping Online


FDIC Insurance: Strength and Security for Deposits

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Understanding the Benefits of High-Yield Business Accounts

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Financing Terms Every Small Business Owner Should Know

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The Benefits Of Utilizing A Digital Wallet

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Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
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Enhanced Loan Calculator

Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term.
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Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.
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Business Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
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