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Financial Fraud Prevention

Stearns Bank is committed to recognizing fraud schemes

At Stearns Bank, we look out for our customers' interests. We have extensive monitoring and reporting programs to recognize and prevent fraud. Our staff is educated about emerging fraud schemes. If we notice suspicious or unusual activity on your business account, we will intervene to help prevent financial loss.

See the notices below about current fraud scams. And watch our videos to stay ahead of fraud.

Do you suspect fraud on your account? Report your concerns with our online form.


New Crypto Payment Scam

With this new payment scam, fraudsters ask people to pay with cryptocurrency. It involves an impersonator, a QR code and a trip to a cryptocurrency ATM. Learn more

The FBI's 10 Biggest Online Scams

The holidays are a time for scam artists to take increased advantage of others. In this article, the Federal Bureau of Investigation (FBI) shares their list of the biggest online scams and how to protect yourself. Learn more

Detect and Avoid Money Mule Scams

Scammers are using online job ads, prize offers and dating websites to recruit unsuspecting people to help move stolen money. If you unknowingly help a scammer move stolen money, you could get into legal trouble. Recognize and avoid money mule scams. Learn more

Google Voice Verification Code Scam

This scam is targeted at people who post things for sale on sites like Craigslist or Facebook Marketplace. They also prey on people who post about a lost pet. The scammer contacts you saying they want to buy the item you’re selling. But, claiming to need verification, they send a text message with a Google Voice verification code and ask you for that code. Learn more

Website Aims to Prevent Ransomware Attacks

The U.S. Department of Justice has launched a new website to combat the threat of ransomware. provides a one-stop hub of ransomware resources for individuals and businesses.

Ransomware is a long-standing problem and a growing national security threat. About $350 million in ransom was paid to malicious cyber actors in 2020, a more than 300% increase from the previous year. Further, there have already been multiple notable ransomware attacks in 2021, and despite making up roughly 75% of all ransomware cases, attacks on small businesses often go unnoticed.

Report Fraud or Suspicious Activity

Online form and phone number

If you have witnessed fraudulent activity at Stearns Bank, or have reason to believe that fraudulent activity has occurred on your Stearns Bank account, please contact us.

Go to our fraud reporting page
Report fraud or suspicious activity

Impersonation Scams

Economic Impact Payment Theft

Small Business Matters

How To Avoid Fraud While Shopping Online

There are many scammers on the Internet, but consumers and can avoid becoming fraud victims if they pay attention during the holiday shopping season.

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How To Avoid Fraud While Shopping Online


Why You Should Be Using Online Banking

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Shop Local For The Holidays

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Standing With Our Service Members

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How To Avoid Fraud While Shopping Online

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Break Even Analysis Calculator

The break even analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit.
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Business Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
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Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
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Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.
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