Renewable Energy

Renewable innovations continue to positively change the world. We're excited to work with you to bring innovative equipment financing, nationwide loans and personalized service to you as you lead the way toward a brighter tomorrow. You think outside the box – choose a lender that does the same.

USDA Rural Development

Stearns Bank has more than 35 years of experience with USDA programs. We are committed to providing an opportunity for growth and rural employment to new or existing businesses in communities of 50,000 or less.

Equipment Financing

We're committed to innovation and sustainable solutions in the renewable energy sector. With us, renewable energy financing is efficient, personalized and responsive. From solar and wind power to geothermal energy and hydropower, let us help you with the perfect financing solution for your forward-thinking project.

Construction Loans

Our decision-making construction loan team can meet on short notice. We understand your time constraints and always make sure projects are ahead of schedule so you can close on your timetable.

SBA Loans

If you need a small business loan to support your renewable project, a U.S. Small Business Administration (SBA) loan from Stearns Bank is a great option.

BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

Cullum Homes

Rod and Kim Cullum

Scottsdale, Arizona

A large commercial real estate project in Scottsdale (Arizona) - Ascent at the Phoenician - was able to get under way in 2021 thanks to the passion of Cullum Homes and the diligence of Stearns Bank. Learn about their relationship and the excitement around what the project will bring to the community when its completed.

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