We’ve simplified the best checking account options into one, making it easy to use.
Use StearnsConnect to manage your account, pay bills, view statements while not having to leave your house.
Grow your money
- 0.20% APY* if balance is $14,999.99 or less
A balance of .01 is needed to earn the APY.
- 0.40% APY* if balance is $15,000.00 or more
Diamond Cash Rewards
- 0.10% cash rewards on EVERY debit card purchase, deposited to the account monthly**
- * APY is annual percentage yield. Rates are accurate as of 09/21/2023 and subject to change at any time, including after account opening. Fees may reduce earnings.
- ** Earn up to $150 per month. Pending and preauthorized debit card transactions do not earn cash rewards until the final transaction posts to the account. Cash rewards rate effective 09/21/2023.
Nationwide ATM Network
Get access to your cash with no fees from our nationwide ATM network, with more than 41,000 locations. Find an ATM or branch location.