CARES Act Update, including the Paycheck Protection Program and other relief efforts.
Branch lobbies temporarily closed - access by appointment only. See expanded drive-up hours on our Locations/ATM page.
We work with a variety of franchise models. If you want to start a franchise business, or purchase an existing franchise, our extensive SBA lending experience will help you reach your goal. Franchise owners appreciate Stearns Bank for its customized solutions, efficient loan approval process and sense of urgency.
Your franchise won’t succeed unless you pick the right location. And, when you're moving into a new location, there is usually construction involved. Our in-house underwriting and approval process delivers a quick turnaround on cost-effective flexible financing. With access to key decision-makers, and a streamlined document process, we are able to facilitate an easy construction loan for you.
Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.
When Joel Meyer met Stearns Bank Vice President/Director of SBA Lending Tom Ethen, his dreams of becoming a Papa Murphy’s franchisee in St. Cloud, Minnesota, became a reality.
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