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Your Dreams Are Only A Loan Away

You bring the goals and persistence, we'll bring the best loan experts in the nation.

Small business loans are a huge deal. They can get your start-up started or launch your existing business to the next level. Whatever stage you're at, we're ready to work with you. Tell us your story – and then make us a part of it.

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Stearns Bank small business loans, equipment financing, commercial finance

SBA Loans

When you're ready to grow, start a new business, or join a franchise, Small Business Administration (SBA) loans from Stearns Bank offer you a chance to achieve what you've been dreaming about.

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SBA loans from Stearns Bank

Equipment Financing

With in-house decision making and personal service, get equipment financing answers in hours and get your new and used equipment working for you, fast.

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Equipment financing from Stearns Bank

USDA Rural Development Loans

Stearns Bank is a USDA Multi-State Lender. We deliver financing with an efficient process and personal service. Financing can be customized to your needs and timeline.

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USDA Rural Development loans from Stearns Bank

Commercial Finance

We have the resources and expertise to finance commercial projects nationwide. We are committed to working with you to find the best loan option.

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Commercial financing from Stearns Bank

Industries We Serve

See how Stearns Bank helps customers across many industries grow and thrive with innovative financing.

Renewable Energy

Native American Communities

We work closely with Native American communities to understand their challenges and provide financing that drives business development. Our team shares your vision for prosperous, healthy communities, with expertise in renewable energy, construction, opportunity zones, business enterprise funding and equipment financing. We support your goals with superior customer service and creative financial solutions.

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Stearns Bank financing and banking for Native Americans

Small Business Matters

How Electronic Funds Transfers Can Benefit Your Business

ACH payments are a secure way for small business owners to pay their employees and improve cash flow. Learn more about ACH for your business in this blog.

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How Electronic Funds Transfers Can Benefit Your Business
BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

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