Skip to content

Your Dreams Are Only A Loan Away

You bring the goals and persistence, we'll bring our lending experience and resources.

Small business loans are a huge deal. They can get your start-up started or launch your existing business to the next level. Whatever stage you're at, we're ready to work with you. Tell us your story – and then make us a part of it.

Contact a Loan Expert

Stearns Bank small business loans, equipment financing, commercial finance

SBA Loans

When you're ready to grow, start a new business, or join a franchise, Small Business Administration (SBA) loans from Stearns Bank offer you a chance to achieve what you've been dreaming about.

Learn More
SBA loans from Stearns Bank
logo-mark-right

Equipment Financing

With in-house decision making and personal service, get equipment financing answers in hours and get your new and used equipment working for you, fast.

Learn More
Equipment financing from Stearns Bank
logo-mark-left

USDA Rural Development Loans

Stearns Bank is a USDA Multi-State Lender. We deliver financing with an efficient process and personal service. Financing can be customized to your needs and timeline.

Learn More
USDA Rural Development loans from Stearns Bank
logo-mark-right

Commercial Finance

We have the resources and expertise to finance commercial projects nationwide. Our lending team will work closely with you to understand your project and determine the best financing options.

Learn More
Commercial financing from Stearns Bank
logo-mark-left

Industries We Serve

See how Stearns Bank helps customers across many industries grow and thrive with innovative financing.

Agriculture
Construction
Franchise
Manufacturing
Medical
Optometry
Renewable Energy
Transportation
Veterinary

Native American Communities

We work closely with Native American communities to understand their challenges and provide financing that drives business development. Our team shares your vision for prosperous, healthy communities, with expertise in renewable energy, construction, opportunity zones, business enterprise funding and equipment financing. We support your goals with superior customer service and creative financial solutions.

Learn More
Stearns Bank financing and banking for Native Americans
logo-mark-right

Small Business Matters

5 Reasons To Open A Small Business In A Rural Community

Having lower costs and building long-term relationships are two reasons why it's advantageous for entrepreneurs to start businesses in rural communities.

Read More
5 Reasons To Open A Small Business In A Rural Community
BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

Contact a Business Banking Expert
Contact a Financing Expert
Connect with Customer Service