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Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

FDIC Insurance: Strength and Security for Deposits

FDIC Insurance: Strength and Security for Deposits

Posted by: Stearns Bank on Sep 12, 2023

Learn how FDIC insurance protects your business deposits up to $250,000 and how to maximize coverage with the right deposit strategies.

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Does Your Lender Offer Custom Payment Solutions?

Does Your Lender Offer Custom Payment Solutions?

Posted by: Stearns Bank on Aug 25, 2023

Does your equipment lender offer customized financing solutions tailored to your business needs? Learn how flexible payments optimize cash flow.

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A Conversation With Jen Rakotz - A Monitor 2022 Top 50 Women in Equipment Finance

A Conversation With Jen Rakotz - A Monitor 2022 Top 50 Women in Equipment Finance

Posted by: Stearns Bank on Jul 25, 2023

Jen Rakotz, a leader in equipment financing, reveals how she helps businesses grow with Stearns Bank and how technology is changing the industry.

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7 Industries That Can Benefit From Equipment Financing

7 Industries That Can Benefit From Equipment Financing

Posted by: Stearns Bank on Jul 18, 2023

Unlock growth and stay ahead of competitors with Stearns Bank's equipment financing. Learn how 7 industries can benefit from our tailored solutions.

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Understanding the Benefits of High-Yield Business Accounts

Understanding the Benefits of High-Yield Business Accounts

Posted by: Stearns Bank on Jul 11, 2023

Discover the advantages of high-yield business accounts for small business growth with Stearns Bank.

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The Power of Property Ownership for Black Business Owners and Entrepreneurs

The Power of Property Ownership for Black Business Owners and Entrepreneurs

Posted by: Stearns Bank in partnership with African Development Center on Jun 22, 2023

Discover how property ownership empowers Black entrepreneurs and what financial institutions like Stearns Bank can do to support them.

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Depreciation Considerations for Your Financed Equipment

Depreciation Considerations for Your Financed Equipment

Posted by: Stearns Bank on Jun 08, 2023

Learn how to maintain your equipment efficiently with this guide to equipment depreciation considerations for your financed equipment.

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Funding A Business Acquisition And The Small Business Loan Program

Funding A Business Acquisition And The Small Business Loan Program

Posted by: Stearns Bank on May 31, 2023

The SBA Loan program can be beneficial for buyers who are interested in acquiring businesses that do not have sufficient tangible assets to meet the collateral requirements of traditional bank financing.

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Financing Terms Every Small Business Owner Should Know

Financing Terms Every Small Business Owner Should Know

Posted by: Stearns Bank on May 22, 2023

Discover the top financing terms every small business owner should know, from SBA loans to business lines of credit.

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The Benefits Of Utilizing A Digital Wallet

The Benefits Of Utilizing A Digital Wallet

Posted by: Stearns Bank on May 15, 2023

Contactless payment systems have become a safer option for consumers. Find out how these systems can be utilized for consumers and merchants.

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