Skip to content

Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

The Basic Process To Apply For Equipment Financing

The Basic Process To Apply For Equipment Financing

Posted by: Stearns Bank on Feb 13, 2024

Learn the steps of the equipment financing application process. We explain key details lenders request, documents to supply, and credit score impacts.

Read More
Does Your Lender Offer Custom Payment Solutions?

Does Your Lender Offer Custom Payment Solutions?

Posted by: Stearns Bank on Aug 25, 2023

Does your equipment lender offer customized financing solutions tailored to your business needs? Learn how flexible payments optimize cash flow.

Read More
7 Industries That Can Benefit From Equipment Financing

7 Industries That Can Benefit From Equipment Financing

Posted by: Stearns Bank on Jul 18, 2023

Unlock growth and stay ahead of competitors with Stearns Bank's equipment financing. Learn how 7 industries can benefit from our tailored solutions.

Read More
The 5 Questions You Should Ask Yourself Before Financing Equipment

The 5 Questions You Should Ask Yourself Before Financing Equipment

Posted by: Stearns Bank on May 08, 2023

Looking for equipment financing? Consider these important questions before signing an agreement.

Read More
The Benefits of Getting Financing for Small Business Equipment

The Benefits of Getting Financing for Small Business Equipment

Posted by: Stearns Bank on Jul 13, 2022

Grow your business quickly with financing from Stearns Bank. We craft small business equipment loans to fit your business & its goals!

Read More
Equipment Finance Agreements and Simple Interest Loans: What Makes Them Different?

Equipment Finance Agreements and Simple Interest Loans: What Makes Them Different?

Posted by: Stearns Bank on Jan 11, 2022

Customers can be confused at times when trying to compare an EFA and a standard simple interest loan.

Read More
7 Tips For Construction & Manufacturing Equipment Maintenance

7 Tips For Construction & Manufacturing Equipment Maintenance

Posted by: Stearns Bank on Nov 04, 2021

A good maintenance program will help your equipment operate smoothly, more efficiently and will hold its value longer.

Read More
5 Reasons To Open A Small Business In A Rural Community

5 Reasons To Open A Small Business In A Rural Community

Posted by: Stearns Bank on May 26, 2021

Having lower costs and building long-term relationships are two reasons why it's advantageous for entrepreneurs to start businesses in rural communities.

Read More
Worker Shortage Sole Blip in Booming Construction Field

Worker Shortage Sole Blip in Booming Construction Field

Posted by: Stearns Bank on May 21, 2021

Roy White owns a mason contracting business in western New York. He has plenty of work lined up but finding and maintaining an employee base has been hard.

Read More
Aging Gracefully – Avoiding Equipment Obsolescence

Aging Gracefully – Avoiding Equipment Obsolescence

Posted by: Stearns Bank on Dec 07, 2020

No matter the business, avoiding equipment obsolescence is not easy. One solution is to investigate the viability of equipment financing.

Read More
Previous All posts