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Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

The Benefits of Getting Financing for Small Business Equipment

The Benefits of Getting Financing for Small Business Equipment

Posted by: Stearns Bank on Jul 13, 2022

Grow your business quickly with financing from Stearns Bank. We craft small business equipment loans to fit your business & its goals!

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Equipment Finance Agreements and Simple Interest Loans: What Makes Them Different?

Equipment Finance Agreements and Simple Interest Loans: What Makes Them Different?

Posted by: Stearns Bank on Jan 11, 2022

Customers can be confused at times when trying to compare an EFA and a standard simple interest loan.

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7 Tips For Construction & Manufacturing Equipment Maintenance

7 Tips For Construction & Manufacturing Equipment Maintenance

Posted by: Stearns Bank on Nov 04, 2021

A good maintenance program will help your equipment operate smoothly, more efficiently and will hold its value longer.

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5 Reasons To Open A Small Business In A Rural Community

5 Reasons To Open A Small Business In A Rural Community

Posted by: Stearns Bank on May 26, 2021

Having lower costs and building long-term relationships are two reasons why it's advantageous for entrepreneurs to start businesses in rural communities.

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Worker Shortage Sole Blip in Booming Construction Field

Worker Shortage Sole Blip in Booming Construction Field

Posted by: Stearns Bank on May 21, 2021

Roy White owns a mason contracting business in western New York. He has plenty of work lined up but finding and maintaining an employee base has been hard.

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Aging Gracefully – Avoiding Equipment Obsolescence

Aging Gracefully – Avoiding Equipment Obsolescence

Posted by: Stearns Bank on Dec 07, 2020

No matter the business, avoiding equipment obsolescence is not easy. One solution is to investigate the viability of equipment financing.

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The 6 Questions You Should Ask Yourself Before Financing Equipment

The 6 Questions You Should Ask Yourself Before Financing Equipment

Posted by: Stearns Bank on Oct 15, 2020

These key questions are important to consider before signing an equipment financing agreement, especially if you’re just beginning your research.

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Business Planning For Manufacturers In A Post-Pandemic Economy

Business Planning For Manufacturers In A Post-Pandemic Economy

Posted by: Stearns Bank on Aug 24, 2020

Manufacturing businesses are facing issues with planning during the COVID-19 pandemic. Here are some tips on how to deal with the unexpected.

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Landscaping Company Adjusts To COVID-19’s Impact

Landscaping Company Adjusts To COVID-19’s Impact

Posted by: Stearns Bank on Apr 03, 2020

Rapid Robert Construction & Tree Services is advising its employees to practice social distancing while adjusting its cash flow to deal with COVID-19.

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Mutual Respect Creates Strong Financing Relationship For Landscaping Business

Mutual Respect Creates Strong Financing Relationship For Landscaping Business

Posted by: Stearns Bank on Feb 07, 2019

The owners of Supreme Lawn and Landscaping in Waite Park were looking at switching financial institutions after becoming disenchanted with their bank.

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