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Banking Built For Today’s World

Your checking and savings account options should make your life easier. Above The Norm accounts give you the technology and simplicity you’ve been looking for.

Our account holders enjoy:

  • No minimum balance
  • No opening balance requirement
  • Nationwide access to fee-free ATMS
  • Access to StearnsConnect, our online banking platform

Checking / Market Savings / CDs

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Personal checking and savings accounts from Stearns Bank
Above The Norm Checking

Above The Norm Checking

Protect your money with the security and convenience of an interest and cash-rewards earning checking account that offers online and mobile account access to make your personal checking experience a straightforward one. Make the switch to Stearns Bank today.

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Above The Norm Market Savings

The right savings account can help you realize your financial goals sooner rather than later. Experience an account that gets you ready for anything that lies ahead.

See our blog: Is Opening A Savings Account Right For You?

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BankONStearns checking account with low fees


Looking for more account choices?

The affordable, non-interest-bearing BankONStearns account is a powerful low-fee option.

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Go Mobile With StearnsConnect

Bank anytime, anywhere with StearnsConnect, our state-of-the-art, secure digital banking platform.

  • Make a mobile deposit
  • Pay your bills without buying a stamp
  • View your account statements
  • Receive security alerts

And if you need to chat with a real person, the StearnsConnect electronic banking team offers live support when you need it.

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Certificates of Deposit (CDs) from Stearns Bank

Fueling Tomorrow's Big Plans With CDs

With 12- or 24-month certificate of deposit (CD) term options, maximize your deposit and watch your money grow to reach your financial goals.

See our blog: CDs vs. Savings Accounts: Which One Is Right For You?

The Stearns Bank Difference

  • Check markRecognized national top-performing bank
  • Check markWell-positioned for any economic climate
  • Check markEmployee-owned, customer driven
  • Check markPersonal service from real people
  • Check markGuidance from dedicated experts
  • Check markNationwide lending and banking services
Fraud prevention program at Stearns Bank

Financial Fraud Protection

Stearns Bank program recognizes latest scams

Anyone can fall victim to financial fraud. Fraud schemes are becoming more sophisticated and difficult to detect. Stearns Bank has a robust fraud prevention program to monitor threats and take action. If we notice suspicious or unusual activity on your business or personal accounts, we will intervene to help prevent financial loss. Contact us if you suspect fraudulent activity on your Stearns Bank account.

See our blog on fraud prevention programs at Stearns Bank.

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Personal Banking Resources

It’s Personal: Why Customer Service In Banking Matters

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Financial Literacy is Key to Effective Money Management for Teens

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5 Reasons To Separate Your Savings Accounts

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Prepping Business Owners For 2021 Tax Season

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Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
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Enhanced Loan Calculator

Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term.
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