Frequently Asked Questions (FAQ)
What is My Credit Manager used for?
My Credit Manager provides users with access to their credit score and reporting, so they’ll know where their credit stands.
How do users access My Credit Manager?
Users can easily find My Credit Manager within StearnsConnect by clicking the link to opt in and following the automated onboarding process.
Is My Credit Manager integrated into the Stearns Bank online and mobile account access?
Yes. My Credit Manager is available on StearnsConnect, our mobile application and online banking platform.
Who can benefit from My Credit Manager?
Nearly everyone! A recent study by Financial Health Network found that 62% of U.S. consumers are actively trying to manage their credit scores. My Credit Manager helps users build and protect their financial futures.
Is credit affected when checking a credit score through My Credit Manager?
No. My Credit Manager conducts “soft pulls” of credit score information from the three major bureaus (Equifax, Experian, and TransUnion) with no impact to the user’s credit score.
Why is credit score monitoring important?
Good credit is essential for many of life’s personal milestones: refinancing loans, getting a car loan, starting a business, among others. Monitoring it keeps consumers aware and in control, which can lead to better credit.