BusinessGreen Checking

Name: Stearns Financial Services, Inc.
Address: 4191 2nd St. S., St. Cloud, MN, 56301
Telephone: 800-320-7262

Agriculture is in our roots, so we're proud to deliver convenient and efficient banking solutions to help you operate and grow your legal Cannabis Related Business (CRB).

Business banking made for your CRB.

Our specialized cannabis banking team, backed by high-level regulatory compliance, will guide you through account details to help manage finances from anywhere.

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Take Care of Business

Free, unlimited mobile deposits
Free auto cash sweeps (auto transfers between Stearns accounts)
Free, unlimited Bill Pay
Customizable daily spend option with debit card

Save on fees

No statement fees, with free monthly eStatements
Fee-free, nationwide ATM network
No per item fees

Cash Logistics

Through our partner, Empyreal Logistics, we offer:

Cash collection/transport
Cash counting at secure vault locations
Cash delivery to the financial institution or the Federal Reserve Bank
Cash services: coin, currency, and ATM servicing
Empyreal provides coin and currency for change upon request and will contract with customers to keep their ATM filled
Hardware sales: ATMs, Smart Safe, and ITM/Cash Recycler solutions

Service Fees

To maintain adherence to regulations within this high-risk industry, our service fees align with the complexity of your CRB. The cost structure is designed to reflect the complexity of the services required. Refer to our Fee Schedule, linked below, for more details.