Certificates of Deposit (CDs)
CD terms and rates built to hit goals
Need to tuck your money away for a bit, while also earning competitive fixed rates?
CDs can help you achieve more.
Standard CD Terms and Rates
| Term | Minimum Opening Deposit |
Interest Rate | APY* |
|---|---|---|---|
| 9 months1 | $500 | 4.21% | 4.23% |
| 12 months2 | $500 | 4.16% | 4.16% |
| 24 months2 | $500 | 3.71% | 3.71% |
*APY is annual percentage yield. Rates are effective as of 07/01/2025 and subject to change at any time. A penalty may be imposed for early withdrawal.
1 Interest paid at maturity. 2Compounds annually.
Banking That Pays
Checking and savings accounts
Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.
