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Construction Loans

Developers and general contractors throughout the country rely on Stearns Bank for financing expertise and support. We’ve spent decades building a proficient understanding of nationwide construction lending with a dedicated construction team. Here, collaboration, communication and speed ensure success in building forward, faster.

Construction loans with Stearns Bank

Timing and Experience Are Everything

From new construction or short-term bridge to acquisition and refinancing, keep creativity, speed, and one-on-one support on your side in any of the following projects:

  • Multi-family properties
  • Affordable housing construction
  • Medical and business offices
  • Industrial, warehouse, flex buildings
  • Multi- and single-tenant retail
  • Owner and non-owner occupied
  • Home-builder construction
  • Commercial lines of credit

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Construction loans from Stearns Bank

Your Go-To Team

In construction, details are intricate, and timelines are crucial. It helps to have an experienced, construction-focused team to rely on for:

  • Disbursement management
  • Timely lien waivers
  • Regular inspections
  • Funding draws in 5 to 7 business days

Plus, get the answers you need about construction contracts, budgets, permits and construction insurances. We bring everyone together, focused on the same goal: a project that’s on time, on budget and lien free.

Home Builder Construction Loan program from Stearns Bank

Home Builder Construction Loan Program

Keep building, with project funding

Created to keep funds accessible to builders, the Home Builder Construction Loan Program can help you meet growing nationwide housing demand. From pre-sold to spec financing, there’s no slowing down with expert guidance and know-how you can count on.

Start your application

Construction

The Power of Collaboration

We stay actively involved in your project, from application to loan payoff. That’s because collaboration and communication are significant to success. With consistent access to key decision makers, fast response times and an efficient documentation process, your project stays in constant motion.

Diversified Partners LLC

Diversified Partners LLC

Walt Brown and Ruth Rassel
Las Vegas, Nevada

A historic In-N-Out Burger location is coming right next to the Las Vegas Raiders' Allegiant Stadium thanks to commercial real estate financing from Stearns Bank.

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BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

Contact a Business Banking Expert

Construction Loan Team

Get in touch with David Feriancek
David Feriancek
SVP, National Lending
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Get in touch with Tom Ethen
Tom Ethen
VP, Commercial Lending
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Get in touch with Tom Hosier
Tom Hosier
Chief Lending Officer
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Get in touch with Daniel Sedillo
Daniel Sedillo
VP, Commercial Loan Officer
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Get in touch with Kris Holm
Kris Holm
VP, Commercial Lending Manager
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Get in touch with Michael Whalen
Michael Whalen
VP, Commercial Loan Officer
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Get in touch with John Erickson
John Erickson
Community Bank Lender
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Get in touch with Brent Lundell
Brent Lundell
VP, Business Development Officer
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Get in touch with Katie Peterson
Katie Peterson
VP, Commercial Lending Manager
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Get in touch with Victoria Freeney
Victoria Freeney
Commercial Lender
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Get in touch with Milton Barnes
Milton Barnes
Commercial Lender
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Get in touch with Rayne Krambeer
Rayne Krambeer
VP Commercial Lender
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Get in touch with Jesse Bro
Jesse Bro
SBA Lender
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Get in touch with Kevin Kinahan
Kevin Kinahan
Commercial Lender
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