Construction Loans

The experience and proficiency of our construction team is a high-value differentiator and a primary reason developers and construction borrowers call on us for loans. We understand the ins and outs of every construction collaboration. Our in-house disbursement group allows us to work directly with you to quickly address project change orders and resolve any lien issues. This helps to ensure a timely completion for our developers.

Easy Access To Lenders

Our lenders stay directly involved with each construction project from the day of the application through loan payoff to maintain a smooth transition. And, our in-house underwriting and approval process delivers a quick turnaround on cost-effective flexible financing. With such outstanding access to key decision-makers, and streamlined document process, we are able to facilitate a clean and easy construction loan for you.

Cullum Homes

Rod and Kim Cullum

Scottsdale, Arizona

A large commercial real estate project in Scottsdale (Arizona) - Ascent at the Phoenician - was able to get under way in 2021 thanks to the passion of Cullum Homes and the diligence of Stearns Bank. Learn about their relationship and the excitement around what the project will bring to the community when its completed.

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BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.