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Agriculture is a way of life

Farming and agribusiness are at the heart of Stearns Bank. Our beginnings are in rural America. Our reputation has been built helping farmers finance their growing operations. For an equipment loan, building project or other banking needs, call on our experienced team of ag lenders.

Agriculture equipment financing

Equipment Financing

Replacing old machinery and modernizing your equipment can boost efficiency and income. When you finance with Stearns Bank, our personal service and fast response gets you up and running quickly.

Custom payment options are available that align with your cash flow. So you can conserve cash when needed, and defer payments for flush times.

Talk to us today about your equipment financing needs. When you call Stearns Bank, you will never reach a recorded voicemail. We answer on the first ring.

Contact an ag financing expert

FSA Loans

FSA Loans

Keeping agribusiness strong and sustainable

New buildings, land acquisition, major equipment purchases... If growth and development are in your plans, a Farm Service Agency (FSA) loan can provide funding to bring your ideas to life. We’ll lead you through the loan process, submit paperwork, anticipate potential issues and resolve them early, so your loan can close on time.

Contact an ag loan expert

USDA financing from Stearns Bank

USDA Rural Development

USDA Business and Industry (B&I) and Rural Energy for America loans fund rural development, enabling small communities to drive economic growth and create jobs. We have led complex financing projects in agribusiness, manufacturing and renewable energy. Talk to our team to explore opportunities.

Contact an ag financing expert

Agriculture SBA loans

Agricultural SBA Loans

For a major expansion, acquisition or equipment upgrade, consider an SBA loan. Stearns Bank is an SBA Preferred Lender, experienced with family farms, agribusiness concerns and rural small business. Our ag industry experience and dedicated personal service will make you confident about your loan closing and future steps.

Contact an ag loan expert

BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

Contact a Business Banking Expert

Is Used Equipment Right For You?

Used equipment can be a cost-effective option, enabling you to preserve capital and trim payments. Before closing the deal, talk with an ag financing expert at Stearns Bank. Unlike other banks, we know farm equipment and we understand how it supports your operation. We can finance used equipment with any dealer you've chosen to work with.

See our blog: Used Equipment Offers Advantages For Diligent Buyers

Contact an Ag Financing Expert

Used equipment financing from Stearns Bank
Holdingford Mill

Holdingford Mill

Jeff and Sue Burg
Holdingford, Minnesota

Holdingford Mill owners Jeff and Sue Burg are glad to have that benefit as longtime customers of Stearns Bank’s Holdingford (Minnesota) branch.

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Agriculture Equipment Finance

Get in touch with Craig Kern
Craig Kern
Sales Manager
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Get in touch with Brooks Anderson
Brooks Anderson
Vendor Relations Supervisor
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Get in touch with Stan Harvey
Stan Harvey
Account Manager
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Get in touch with Chuck Parker
Chuck Parker
Account Manager
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Get in touch with Courtney Olsen
Courtney Olsen
Account Manager
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Get in touch with Nathan Fischer
Nathan Fischer
Account Manager
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Agriculture Small Business Loans

Get in touch with Tom Ethen
Tom Ethen
VP Commercial Lending
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Get in touch with Douglas D'Aigle
Douglas D'Aigle
Market President/Commercial Lender
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Get in touch with Al Schulz
Al Schulz
VP/Commercial Lender
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Get in touch with Brent Lundell
Brent Lundell
VP Business Development Officer
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Agriculture Resources

FSA Loans Expand Financing Options For Farmers & Ranchers

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Loan Options Available For Rural Small Businesses

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3 Questions To Ask Yourself About USDA Business Loans

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USDA Rural Development Loans – How To Apply & Qualify

Read More

Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.
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Section 179 Calculator

Use our Section 179 calculator to estimate your tax deduction for equipment purchased in 2019. Consult your tax advisor.
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