Agriculture

Equipment Financing

Replacing old machinery and modernizing your equipment can boost efficiency and income. When you finance with Stearns Bank, our personal service and fast response gets you up and running quickly.

Custom payment options are available that align with your cash flow. So you can conserve cash when needed, and defer payments for flush times.

Talk to us today about your equipment financing needs. When you call Stearns Bank, you will never reach a recorded voicemail. We answer on the first ring.

FSA Loans

Keeping agribusiness strong and sustainable

New buildings, land acquisition, major equipment purchases... If growth and development are in your plans, a Farm Service Agency (FSA) loan can provide funding to bring your ideas to life. We’ll lead you through the loan process, submit paperwork, anticipate potential issues and resolve them early, so your loan can close on time.

USDA Rural Development

USDA Business and Industry (B&I) and Rural Energy for America loans fund rural development, enabling small communities to drive economic growth and create jobs. We have led complex financing projects in agribusiness, manufacturing and renewable energy. Talk to our team to explore opportunities.

Agricultural SBA Loans

For a major expansion, acquisition or equipment upgrade, consider an SBA loan. Stearns Bank is an SBA Preferred Lender, experienced with family farms, agribusiness concerns and rural small business. Our ag industry experience and dedicated personal service will make you confident about your loan closing and future steps.