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Stearns Bank Named Best Ag Lender


We serve customers nationwide, but we’re proud to be named “Best Bank” and “Best Ag Lender” in our home state of Minnesota, three years in a row, by readers of the Star Tribune.

Farm has big potential

Unlocking Potential 

Whether you're looking to expand your farm or ranch, invest in land, or upgrade equipment, farm and land loans such as FSA and Farmer Mac have the power to ignite growth for today and tomorrow.


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Agriculture equipment financing

Agriculture Equipment Financing

Replacing old machinery and modernizing your equipment can boost efficiency and income. When you finance with Stearns Bank, our personal service and fast response gets you up and running quickly.

Custom payment options are available that align with your cash flow. So you can conserve cash when needed, and defer payments for flush times.

Talk to us today about your equipment financing needs. When you call Stearns Bank, you will never reach a recorded voicemail. We answer on the first ring.

Contact an ag financing expert

USDA financing from Stearns Bank

USDA Rural Development

USDA Business and Industry (B&I) and Rural Energy for America loans fund rural development, enabling small communities to drive economic growth and create jobs. We have led complex financing projects in agribusiness, manufacturing and renewable energy. Talk to our team to explore opportunities.

Contact an ag financing expert

Agriculture SBA loans

Agricultural SBA Loans

For a major expansion, acquisition or equipment upgrade, consider an SBA loan. Stearns Bank is an SBA Preferred Lender, experienced with family farms, agribusiness concerns and rural small business. Our ag industry experience and dedicated personal service will make you confident about your loan closing and future steps.

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BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.

Contact a Business Banking Expert

Is Used Equipment Right For You?

Used equipment can be a cost-effective option, enabling you to preserve capital and trim payments. Before closing the deal, talk with an ag financing expert at Stearns Bank. Unlike other banks, we know farm equipment and we understand how it supports your operation. We can finance used equipment with any dealer you've chosen to work with.

See our blog: Used Equipment Offers Advantages For Diligent Buyers

Contact an Ag Financing Expert

Used equipment financing from Stearns Bank
Holdingford Mill

Holdingford Mill

Jeff and Sue Burg
Holdingford, Minnesota

Holdingford Mill owners Jeff and Sue Burg are glad to have that benefit as longtime customers of Stearns Bank’s Holdingford (Minnesota) branch.

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Agriculture Equipment Finance

Get in touch with Craig Kern
Craig Kern
Associate Director of Equipment Finance
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Get in touch with Brooks Anderson
Brooks Anderson
Vendor Relations Supervisor
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Get in touch with Chuck Parker
Chuck Parker
Account Manager
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Get in touch with Stan Harvey
Stan Harvey
Account Manager
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Get in touch with Brittany Davidson
Brittany Davidson
Account Manager
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Get in touch with Lisa Ross
Lisa Ross
Account Manager
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Agriculture Small Business Loans

Get in touch with Tom Ethen
Tom Ethen
VP, Commercial Lending
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Get in touch with Robin Studniski
Robin Studniski
AVP, Associate Director of SBA Lending
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Get in touch with Joshua Borgerding
Joshua Borgerding
AVP, Commercial Lender
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Get in touch with Cody Trosin
Cody Trosin
SBA Lender
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Get in touch with Elizabeth Ruszkiewwicz
Elizabeth Ruszkiewwicz
SBA Lender
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Agriculture Resources

USDA Rural Development Loans Simplified

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7 Industries That Can Benefit From Equipment Financing

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Why Now Is a Great Time to Apply for a Farm Loan

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Cold Storage & The Food Supply Chain

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Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.
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Section 179 Calculator

Use our Section 179 calculator to estimate your tax deduction for equipment purchased in 2019. Consult your tax advisor.
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