Rural Roots, Personal Service
Stearns Bank was founded in rural Minnesota. We have financed small business growth and revitalized rural areas for decades through USDA lending. We remain focused on economic growth, job creation and vitality through industry and economic development in rural America.
We’ll personally get to know you and your project. With creativity and a sense of urgency, we will develop customized financing solutions that fit your needs and timeline.
USDA lending is designed to help rural businesses access capital, stimulate rural economies and create and preserve jobs. As a USDA Multi-State Lender, Stearns Bank can process your USDA loan directly with federal agencies. This enables us to move fast and avoid delays at the local level.
Whether you’re expanding, relocating, starting new or exploring renewable options, you can determine your USDA loan eligibility on the USDA Rural Development eligibility and mapping tool.