Business Growth and Expansion

Name: Stearns Financial Services, Inc.
Address: 4191 2nd St. S., St. Cloud, MN, 56301
Telephone: 800-320-7262

First the dreaming, and now the planning. It's time to take care of the details and it’s all on you. Or is it? Our small business lending team is ready to go to work with you. We believe in getting to know you, your business and your market.

Financing and banking for entrepreneurs and business start-ups

An SBA Lender Who Gets You

For a new or established business, an SBA loan can fuel your goals. With expert lending advice and personal service and attention to your business situation, you're not facing the process alone. We'll help you by anticipating potential issues and minimizing last-minute surprises.

The Stearns Bank Difference

SBA loans approved with speed and precision
SBA loans up to $5 million approved in days
In-house approvals
Preferred lender status
Collateral options
Re-approval flexibility

Revived Iron Auto Repair

Dallas Nestvold

Stacy, Minnesota

Small-town life suited Dallas Nestvold when he decided to start Revived Iron Auto Repair in Stacy, Minnesota. A small-town approach to business loans from Stearns Bank also met his needs when he was looking for an SBA loan.

See Full Story More Customer Success Stories

BusinessSmart checking and market savings from Stearns Bank

Banking That Pays

Checking and savings accounts

Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.