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Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

USDA Rural Development Loans Simplified

USDA Rural Development Loans Simplified

Posted by: Stearns Bank on Oct 24, 2023

Learn how USDA Rural Development loans can help you access affordable and flexible financing for your rural business or project.

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Why Now Is a Great Time to Apply for a Farm Loan

Why Now Is a Great Time to Apply for a Farm Loan

Posted by: Stearns Bank on Jan 23, 2023

Discover why now is a great time to apply for a USDA FSA farm loan from Stearns Bank.

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5 FAQs about USDA B&I Loans

5 FAQs about USDA B&I Loans

Posted by: Stearns Bank on Nov 21, 2022

Explore 5 frequently asked questions about the USDA Business & Industry Loan Program (B&I), including requirements and restrictions.

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Everything You Should Know About the USDA Rural Energy for America Program

Everything You Should Know About the USDA Rural Energy for America Program

Posted by: Stearns Bank on Aug 24, 2022

The Stearns Bank USDA lending team makes it easy to understand USDA REAP loans, and how you can get funds for your business.

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Cold Storage & The Food Supply Chain

Cold Storage & The Food Supply Chain

Posted by: Stearns Bank on Jun 15, 2022

Cold storage is a vital link in the food supply chain. Limited-time funding can help start or grow this and other food supply chain businesses.

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FSA Loans Expand Financing Options For Farmers & Ranchers

FSA Loans Expand Financing Options For Farmers & Ranchers

Posted by: Stearns Bank on Aug 19, 2021

Farmers and ranchers may be able to get a loan through the Farm Service Agency (FSA). This blog breaks down the loan types under three FSA programs.

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USDA Rural Development Business Loans: Consider These Benefits

USDA Rural Development Business Loans: Consider These Benefits

Posted by: Stearns Bank on Aug 05, 2021

USDA rural development business loans offer benefits the average person might not know about. We explore those somewhat hidden benefits in this blog.

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Loan Options Available For Rural Small Businesses

Loan Options Available For Rural Small Businesses

Posted by: Stearns Bank on Jul 23, 2021

Rural America is vital to the nation’s economy and small businesses located in these communities can use these loan options to continue their growth.

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5 Reasons To Open A Small Business In A Rural Community

5 Reasons To Open A Small Business In A Rural Community

Posted by: Stearns Bank on May 26, 2021

Having lower costs and building long-term relationships are two reasons why it's advantageous for entrepreneurs to start businesses in rural communities.

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USDA REAP for Solar, Wind and Renewable Energy Financing

USDA REAP for Solar, Wind and Renewable Energy Financing

Posted by: Stearns Bank on Apr 29, 2021

The USDA REAP program can be used to finance a solar, wind or renewable energy project in rural areas.

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