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Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

7 Common Questions About Affordable Housing Underwriting Answered

7 Common Questions About Affordable Housing Underwriting Answered

Posted by: Stearns Bank on Dec 27, 2024

Get tips for navigating the underwriting phase of the commercial loan origination process to help secure a loan for your affordable housing project.

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Why Community Impact Matters in Affordable Housing Underwriting

Why Community Impact Matters in Affordable Housing Underwriting

Posted by: Stearns Bank on Dec 24, 2024

Learn why community impact is a critical factor in affordable housing underwriting and how developers can showcase it to secure financing.

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The Intersection of Affordable Housing and Health

The Intersection of Affordable Housing and Health

Posted by: Stearns Bank on Dec 22, 2024

How lenders can drive positive health outcomes by financing community investment and equitable economic development.

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How Lenders Can Support Inclusive Development

How Lenders Can Support Inclusive Development

Posted by: Stearns Bank on Dec 19, 2024

Discover why inclusive financing strategies are integral to equitable economic development and how lenders can support community investment strategies in underserved communities.

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Key Underwriting Criteria Lenders Look for in Affordable Housing Projects

Key Underwriting Criteria Lenders Look for in Affordable Housing Projects

Posted by: Stearns Bank on Dec 05, 2024

Discover how lenders evaluate multifamily loan applications for affordable housing development and get tips to prepare for underwriting.

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The Power of Property Ownership for Black Business Owners and Entrepreneurs

The Power of Property Ownership for Black Business Owners and Entrepreneurs

Posted by: Stearns Bank in partnership with African Development Center on Jun 22, 2023

Discover how property ownership empowers Black entrepreneurs and what financial institutions like Stearns Bank can do to support them.

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Commercial Construction Lending Simplified

Commercial Construction Lending Simplified

Posted by: Stearns Bank on Nov 29, 2022

Get the 411 on getting a loan for commercial construction straight from the dedicated lending team at Stearns Bank.

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What Is the Low-Income Housing Tax Credit Program?

What Is the Low-Income Housing Tax Credit Program?

Posted by: Stearns Bank on Nov 11, 2022

Fund your project with a Low-Income Housing Tax Credit (LIHTC) and Stearns Bank’s trusted commercial finance team.

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The Reimagination of Commercial Real Estate

The Reimagination of Commercial Real Estate

Posted by: Stearns Bank on Jan 20, 2022

Buildings, buildings everywhere – but how do they need to change? The pandemic altered everything – the way we live, work, shop, eat – you name it, there’s very little that happens these days without considering health and safety.

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Worker Shortage Sole Blip in Booming Construction Field

Worker Shortage Sole Blip in Booming Construction Field

Posted by: Stearns Bank on May 21, 2021

Roy White owns a mason contracting business in western New York. He has plenty of work lined up but finding and maintaining an employee base has been hard.

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