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Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

USDA Rural Development Loans – How To Apply & Qualify

USDA Rural Development Loans – How To Apply & Qualify

Posted by: Stearns Bank on Feb 22, 2021

Find out how to apply for USDA Rural Development Loans and what program might be right for you, including the Business & Industry Loan Guarantee Program.

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USDA Rural Development Loan: Right Financing Fit for Your Project?

USDA Rural Development Loan: Right Financing Fit for Your Project?

Posted by: Stearns Bank on Feb 15, 2021

Find out more about USDA rural development Business and Industry loans, which have become a more viable option for business owners in smaller communities.

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How Automatic Payments Can Benefit Your Small Business

How Automatic Payments Can Benefit Your Small Business

Posted by: Stearns Bank on Sep 28, 2020

Bill pay is a major convenience for business owners. Making electronic payments through a financial institution offers additional security and benefits.

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Stearns Bank Lender Lays Out Cost Scenarios For Starting Up A Business

Stearns Bank Lender Lays Out Cost Scenarios For Starting Up A Business

Posted by: Stearns Bank on Aug 14, 2020

There are always costs involved with starting a business. Stearns Bank SBA lender Josh Villa gives advice for what to look out for.

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Business Structure Determines Tax and Liability Responsibilities

Business Structure Determines Tax and Liability Responsibilities

Posted by: Stearns Bank on Jul 30, 2020

Selecting what kind of legal structure your business has will guide decisions on everything from operations to how taxes are paid. Learn more in this blog.

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How COVID-19 Is Impacting Taxes For Small Businesses

How COVID-19 Is Impacting Taxes For Small Businesses

Posted by: Stearns Bank on Jun 29, 2020

The CARES Act is changing the way small business owners are looking at their tax situations. Here are nine changes you need to be aware of.

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6 Tips For Restarting Your Business After COVID-19

6 Tips For Restarting Your Business After COVID-19

Posted by: Stearns Bank on Apr 30, 2020

There are different steps each business owner must take before reopening their doors to the public after COVID-19. Here are six tips to get you started.

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Mutual Respect Creates Strong Financing Relationship For Landscaping Business

Mutual Respect Creates Strong Financing Relationship For Landscaping Business

Posted by: Stearns Bank on Feb 07, 2019

The owners of Supreme Lawn and Landscaping in Waite Park were looking at switching financial institutions after becoming disenchanted with their bank.

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Five Behaviors of Successful Business Owners

Five Behaviors of Successful Business Owners

Posted by: Stearns Bank on Nov 15, 2018

Many small business owners are born with an entrepreneurial spirit, possibly tasting success with their first lemonade stand.

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Financing Terms Every Small Business Owner Should Know

Financing Terms Every Small Business Owner Should Know

Posted by: Stearns Bank on Jul 12, 2018

Key business financing terms everybody in the small business world needs to know.

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