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Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

Why Now Is a Great Time to Apply for a Farm Loan

Why Now Is a Great Time to Apply for a Farm Loan

Posted by: Stearns Bank on Jan 23, 2023

Discover why now is a great time to apply for a USDA FSA farm loan from Stearns Bank.

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Cold Storage & The Food Supply Chain

Cold Storage & The Food Supply Chain

Posted by: Stearns Bank on Jun 15, 2022

Cold storage is a vital link in the food supply chain. Limited-time funding can help start or grow this and other food supply chain businesses.

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FSA Loans Expand Financing Options For Farmers & Ranchers

FSA Loans Expand Financing Options For Farmers & Ranchers

Posted by: Stearns Bank on Aug 19, 2021

Farmers and ranchers may be able to get a loan through the Farm Service Agency (FSA). This blog breaks down the loan types under three FSA programs.

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Loan Options Available For Rural Small Businesses

Loan Options Available For Rural Small Businesses

Posted by: Stearns Bank on Jul 23, 2021

Rural America is vital to the nation’s economy and small businesses located in these communities can use these loan options to continue their growth.

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5 Reasons To Open A Small Business In A Rural Community

5 Reasons To Open A Small Business In A Rural Community

Posted by: Stearns Bank on May 26, 2021

Having lower costs and building long-term relationships are two reasons why it's advantageous for entrepreneurs to start businesses in rural communities.

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USDA REAP for Solar, Wind and Renewable Energy Financing

USDA REAP for Solar, Wind and Renewable Energy Financing

Posted by: Stearns Bank on Apr 29, 2021

The USDA REAP program can be used to finance a solar, wind or renewable energy project in rural areas.

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3 Questions To Ask Yourself About USDA Business Loans

3 Questions To Ask Yourself About USDA Business Loans

Posted by: Stearns Bank on Mar 11, 2021

USDA Rural Development business loans work out well when you find the right lender. A Multi-State Lender, like Stearns Bank, can make all the difference.

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USDA Rural Development Loan: Right Financing Fit for Your Project?

USDA Rural Development Loan: Right Financing Fit for Your Project?

Posted by: Stearns Bank on Feb 15, 2021

Find out more about USDA rural development Business and Industry loans, which have become a more viable option for business owners in smaller communities.

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Renewable Energy Industry Expected To Stay Strong Even After Pandemic

Renewable Energy Industry Expected To Stay Strong Even After Pandemic

Posted by: Stearns Bank on Jul 27, 2020

Renewable energy projects have taken a slight hit due to the pandemic, but brighter days appear ahead with people relying less and less on fossil fuels.

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Dairy Farmers Continue To Adapt To Renewable Energy

Dairy Farmers Continue To Adapt To Renewable Energy

Posted by: Stearns Bank on Mar 13, 2020

Dairy farmers are finding new ways to run their business more efficiently with renewable energy technology that is making a difference in their pocketbook.

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