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Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

5 Reasons To Separate Your Savings Accounts

5 Reasons To Separate Your Savings Accounts

Posted by: Stearns Bank on Feb 25, 2021

It’s important to separate your personal and business savings accounts. But recognizing the right time isn’t easy. These 5 reasons might help you act.

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USDA Rural Development Loans – How To Apply & Qualify

USDA Rural Development Loans – How To Apply & Qualify

Posted by: Stearns Bank on Feb 22, 2021

Find out how to apply for USDA Rural Development Loans and what program might be right for you, including the Business & Industry Loan Guarantee Program.

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USDA Rural Development Loan: Right Financing Fit for Your Project?

USDA Rural Development Loan: Right Financing Fit for Your Project?

Posted by: Stearns Bank on Feb 15, 2021

Find out more about USDA rural development Business and Industry loans, which have become a more viable option for business owners in smaller communities.

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Succession Planning In Turbulent Times

Succession Planning In Turbulent Times

Posted by: Stearns Bank on Jan 22, 2021

Business succession planning can be difficult in times of economic uncertainty. Here are tips for creating a clear and effective plan for your business.

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Prepping Business Owners For 2021 Tax Season

Prepping Business Owners For 2021 Tax Season

Posted by: Stearns Bank on Jan 14, 2021

This isn't your normal tax year for small business owners. There are changes you can educate yourself on before talking with a tax professional.

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9 Easy Money Moves To Make Today

9 Easy Money Moves To Make Today

Posted by: Stearns Bank on Sep 18, 2020

The COVID-19 pandemic is disrupting many people’s personal finances, but there are ways to prepare your finances if things take a turn for the worse.

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Stearns Bank Lender Lays Out Cost Scenarios For Starting Up A Business

Stearns Bank Lender Lays Out Cost Scenarios For Starting Up A Business

Posted by: Stearns Bank on Aug 14, 2020

There are always costs involved with starting a business. Stearns Bank SBA lender Josh Villa gives advice for what to look out for.

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The 5 Benefits Of Having Multiple Business Accounts

The 5 Benefits Of Having Multiple Business Accounts

Posted by: Stearns Bank on Aug 10, 2020

Having multiple business banking accounts helps keep you organized, secure and could help you secure more financing from your lender in the future.

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Business Structure Determines Tax and Liability Responsibilities

Business Structure Determines Tax and Liability Responsibilities

Posted by: Stearns Bank on Jul 30, 2020

Selecting what kind of legal structure your business has will guide decisions on everything from operations to how taxes are paid. Learn more in this blog.

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Launching A Small Business Post-Pandemic

Launching A Small Business Post-Pandemic

Posted by: Stearns Bank on Jul 13, 2020

Business opportunities often present themselves during economic crises. Believe it or not, COVID-19 could lead to new opportunities for entrepreneurs.

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