Equipment Finance

Stearns Bank Equipment Finance Division finances new or used commercial equipment nationwide in various industries including construction, transportation, agricultural, paving, machine tools, vocational vehicles and health care.

As employee owners, each employee takes special pride in consistent and efficient customer service while focusing on achieving high performance.

  • Fast response time – 1 to 2 hours
  • A variety of finance and lease programs
  • Competitive rates and flexible terms
  • Direct lenders – customer stays with us from start to finish
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Equipment Finance FAQ

Vendor Programs

Vendor Programs

Providing quality finance programs to your customers.

Vendor program overview

Customer Success Stories

Jeremy Manea of SNX Technologies

Equipment financing with Stearns Bank is fast, efficient and personalized.

Watch our customer stories

Equipment Finance Blog

Alex Vision Source of Alexandria, Minnesota

Tips and advice on using equipment financing to grow your business.

Equipment finance blog

Section 179

Section 179

Equipment financing with Section 179 tax deduction can be a sound business strategy.

Learn more about Section 179


Frequently asked questions

Answers to your questions about equipment financing, loan approval, payments and more.

Frequently asked questions

Equipment Finance Team

Equipment Finance Team

Work with our experienced lenders dedicated to getting the job done!

Equipment finance team
Stearns Bank customer map

Stearns Bank: National Presence, Hometown Service

Stearns Bank serves customers across the country with SBA loans, equipment financing and commercial banking services. See our interactive map to review the range of industries we cover and regions we serve.

View our customer map