Business Funding

Lending 101: The 5 C’s of Credit

In Real Estate, the three main factors for success are: Location, Location, Location.

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Business Funding

A Banker’s Word of Advice

When I turned 18, I received advice from my parent’s wealthy, entrepreneurial friend. He looked me in the eye and said with a thick European accent:

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Business Funding

Do You Have a Great Buyer for Your ...

When financing the acquisition of a business, banks typically require 20-25% equity to extend a conventional loan. Don’t let equity shortfall blow the deal! Consider offering seller financing to bridge the gap.

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Business Funding

Understanding your Cash Flow is Key to ...

Cash is king! And, the cash flow and performance of your business should be measured by your Profit and Loss (P&L) Statement in conjunction with your Balance Sheet (B/S). It is very possible for a highly profitable company to be in critical need of cash.

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SBA Loans

How To Get a Quick YES On Your Next ...

Knowing how to position yourself as a viable investment for lenders requires planning and preparation. Here are some tips to help enable your lender to give you a quick decision on your loan application (for loans over $350,000).

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SBA Loans

What is the SBA?

What is the SBA? The Small Business Administration is a government agency formed in 1953 to provide guaranties for loans originated by commercial banks. It originated after World War II to help businesses get started.

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Business Funding

Why Your Credit Score May Vary

When obtaining your personal credit score it is important to remember that while the information on each report tends to be very similar, they all utilize completely different criteria to calculate their final scores. Each report will include personal information consisting of an individual’s name, datefalse

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SBA Loans

Working Capital Loans: Supporting Small ...

Customers don’t always come through the door at a consistent rate. That can make times tough for small businesses. Every business goes through financial ups and downs during certain times of the year.

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starting a business

Starting Your Own Business: 4 Common ...

Starting your own business can be a scary process, especially if you haven’t gone through the financing process before.

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starting a business

Starting A Small Business: Avoid This 1 ...

Mistakes are common when starting a small business. For instance, many beginning owners use their personal bank accounts instead of creating a separate one for their new business.

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