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Small Business Matters

The Stearns Bank Small Business blog has you covered from relevant industry topics to guidance on big business banking decisions. Read our latest articles that might give you the advice you’ve been looking for to help your small business succeed.

The Overdraft Fee Trap: Why Stearns Said No

The Overdraft Fee Trap: Why Stearns Said No

Posted by: Stearns Bank on Sep 29, 2026

Discover why Stearns Bank says no to overdraft fees. While banks rake profit from punitive fees, learn how Stearns prioritizes your financial well-being.

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Frankenstein to False Positives: How Stearns Bank is Combatting Small Business Fraud in the Age of AI

Frankenstein to False Positives: How Stearns Bank is Combatting Small Business Fraud in the Age of AI

Posted by: Stearns Bank on Sep 22, 2026

Discover how Stearns Bank combines AI tools and human expertise to combat "Frankenstein fraud" and protect small business lending from AI-enabled scams.

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Banking for Good: Launching Impact Accounts

Banking for Good: Launching Impact Accounts

Posted by: Stearns Bank on Apr 29, 2026

An impact deposit account gives you confidence knowing your money is going towards initiatives like sustainable energy, affordable housing and nonprofits.

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7 Common Questions About Affordable Housing Underwriting Answered

7 Common Questions About Affordable Housing Underwriting Answered

Posted by: Stearns Bank on Jan 17, 2026

Get tips for navigating the underwriting phase of the commercial loan origination process to help secure a loan for your affordable housing project.

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The Intersection of Affordable Housing and Health

The Intersection of Affordable Housing and Health

Posted by: Stearns Bank on Nov 06, 2025

How lenders can drive positive health outcomes by financing community investment and equitable economic development.

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Why Community Impact Matters in Affordable Housing Underwriting

Why Community Impact Matters in Affordable Housing Underwriting

Posted by: Stearns Bank on Dec 24, 2024

Learn why community impact is a critical factor in affordable housing underwriting and how developers can showcase it to secure financing.

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How Lenders Can Support Inclusive Development

How Lenders Can Support Inclusive Development

Posted by: Stearns Bank on Dec 19, 2024

Discover why inclusive financing strategies are integral to equitable economic development and how lenders can support community investment strategies in underserved communities.

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Key Underwriting Criteria Lenders Look for in Affordable Housing Projects

Key Underwriting Criteria Lenders Look for in Affordable Housing Projects

Posted by: Stearns Bank on Dec 05, 2024

Discover how lenders evaluate multifamily loan applications for affordable housing development and get tips to prepare for underwriting.

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Small Business Fraud: What it is and How to Protect Your Business

Small Business Fraud: What it is and How to Protect Your Business

Posted by: Stearns Bank on Nov 22, 2024

This blog will walk through different types of small business fraud, and how small-business owners can protect themselves.

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Stearns Salaam Banking Sponsors PBS Docuseries

Stearns Salaam Banking Sponsors PBS Docuseries

Posted by: Admin on Nov 20, 2024

Stearns Salaam Banking

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