Business Checking Accounts

Stearns Bank is a nationally recognized bank focused on meeting your business banking needs with competitive products and services.

Simply Business Free Checking

  • For businesses with low monthly transaction activity
  • No minimum balance or monthly maintenance fee
  • 100 free items per statement period

Business’ Best Checking

  • No minimum balance
  • Monthly maintenance: $6
  • Checks/ACH/debits processed and deposits credited during statement period: 12¢ each
  • Non-cash earnings credit may offset or reduce fees

Business’ Best Interest Checking

  • Interest-bearing tiered account*
  • Interest paid on entire available balance up to $250,000 on days when the minimum available daily balance of $20,000 is maintained
  • Checks/debits processed and deposits credited during statement period: 12¢ each
  • No charge for ACH or POS items posting (fees for outgoing ACH files apply)
  • See current rates

*Interest subject to change at any time

All business checking accounts have an ATM/debit card recognized anywhere Visa® cards are accepted. Use your card to make cash withdrawals, deposits, transfers and everyday purchases. More than 35,000 fee-free ATMs are available nationwide.

Inquire online or find a Stearns Bank branch location.

  Simply Business Free Business’ Best Business’ Best Interest
Opening Deposit $50 $50 $50
Min. Daily Balance $0 $0 $0
Monthly Fee $0 $6 $0
FREE Online/Bill Pay X X X

Online Calculators

Use our online calculators to estimate your payments and financing costs, at various interest rates and terms. Then, contact a Stearns Bank representative to start the financing process.