Savings and Money Markets

Select the Stearns Bank savings or money market account that best fits your business

  • Business Savings is a simple savings plan with easy access to your funds for future business needs.
  • Stearns Select Money Market is a tiered account that offers up to $750,000 FDIC insured funds with our affiliate Member FDIC banks. One free outgoing domestic wire transfer per month.
  • Certificates of Deposit give you the option to lock in a guaranteed fixed rate for the length of time you decide upon. View current CD options.
  • "Above the Norm" Money Market Account is our high-balance, high-interest money market account, paying interest on daily balances of $100,000 or more. See details

Inquire online or find a Stearns Bank branch location.

  Business Savings Stearns Select MMA
Opening Deposit $50 $50
Minimum Average Daily Balance $50 $1,000
Interest Bearing X X
Monthly Fee $3* $8*
FREE Online/Bill Pay X X

*If Average Daily Balance falls below the minimum

CD Calculator

Use our CD calculator to find out how much interest you can earn on a certificate of deposit (CD). Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance.