- Loans
- Equipment Finance
Equipment Financing
Slowing down isn't an option for your business. You rely on the right equipment to do the job right, every time.
Our equipment finance experts deliver speed, service, and efficiency that keep you moving forward, always.
Looking for resources as an equipment dealer, vendor, or manufacturer? We have just what you need. Find them here.
Customized Payments
Your business is custom. Your equipment finance payments should be, too. We'll help you to build a payment plan that makes sense for you. View our list of custom payment solutions (PDF).
Delayed Payments
Widen your repayment timeline to build your cash flow.
Seasonal Payments
Align payments with the fluctuations of your industry.
Step Payments
Reduce payments at the beginning or end of the term.
Semi-Annual Payments
Make payments every four or six months to fit your cash flow.
The Stearns Bank Difference
- One of the nation's top equipment finance lenders
- Committed to answering calls on the first ring
- Fast financing with decisions made within hours
- Many lenders are Certified Lease Finance Professionals
- Customized term and payment options
- Document submission options
Small Business Matters
The Basic Process To Apply For Equipment Financing
Learn the steps of the equipment financing application process. We explain key details lenders request, documents to supply, and credit score impacts.
Read MoreEquipment Finance Customer Stories
Halcyon Village
Freedom from disease, freedom from discomfort, freedom from wounds and trauma –at Halcyon Village in Midlothian, Texas, the mission is centered on freedom. Stearns Bank is delighted to contribute to the success of Halcyon Village by providing equipment financing that aids in the prosperity of the retreat center and the individuals seeking care there.
See Full Story More Customer Success StoriesHalcyon Village
Banking That Pays
Checking and savings accounts
Reach your business checking and savings goals faster with simple, smart and rewarding BusinessSmart™ accounts. Earn interest and cash back with the convenience of online and mobile banking.