Calculators

Use these online calculators evaluate options and scenarios for principal, interest rates, term and payments. For current Stearns Bank rates and product information, consult with a Stearns Bank representative.

Break Even Analysis Calculator

The break even analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit.

Business Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan.

Enhanced Loan Calculator

Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term.