FOR YOUR SECURITY: Stearns Bank will never ask for your username, password or secure access code. We will not ask for your email to log in or transmit money via ACH or Wire; nor will we ask for your IP address or to take control of your computer or phone. If someone claiming to be from Stearns Bank contacts you, asking for the above information, hang up and call us immediately at 800-320-7262.

Bank With Confidence

Name: Stearns Financial Services, Inc.
Address: 4140 Thielman Lane Suite #105, St. Cloud, MN, 56301
Telephone: 800-320-7262

Securing your financial future is a top priority.

Make the most of your hard-earned money with industry-leading interest rates backed by full FDIC protection.

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Nonprofit Banking Solutions

Transform the way your nonprofit banks, and take advantage of Stearns Bank's donation commitment, with the suite of services designed to help drive your mission forward.

Business Banking

Your business means everything to you.

You strive for growth, efficiency and a healthy bottom line. From checking and savings accounts to cash management tools, we're here to help you reach your goals with technology and personal service, nationwide.

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Business Banking 101

Personal Banking

Real banking made for real life.

With checking and market savings accounts that are simple, it's time to enjoy the rewards you deserve and the online and mobile accessibility you need to keep up with life...or for life to keep up with you.

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4 Points Management Agency

Bryan Gonzales

San Marco, CA

To help ease Bryan into his new purchase, he received a customized payment structure from Stearns Bank. His payments were cut in half for the first three months of ownership.

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The Fish Bowl LLC

Andrejs Spalvins

Sarasota, Florida

Business banking has always been made easy for Andrejs Spalvins, the owner of The Fish Bowl, an aquarium cleaning business, thanks to Stearns Bank.

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Gorgon Capital, LLC

Ty Barbo

Miami, Florida

Gorgon Capital looked to Stearns Bank to bring out-of-the-box thinking for their commercial real estate development project.

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RE/MAX Excalibur

Howard Lein

Scottsdale, Arizona

As the owner of RE/MAX Excalibur, Howard Lein has built his success on strong, genuine relationships like the one formed with Stearns Bank.

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Big Frog Custom T-Shirts

Tracey Carothers

Dunwoody, Georgia

Tracey Carothers was impressed by Stearns Bank’s reliable personal service and commitment to answering on the first ring as she worked with them to open her Big Frog Custom T-Shirts & More location.

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Eye Care Associates Limited

Dr. Haniel Roby

Chicago, Illinois

Dr. Haniel Roby, who owns Eye Care Associates Limited in Chicago, has found an equipment financing partner for life in Stearns Bank.

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Holdingford Mill

Jeff and Sue Burg

Holdingford, Minnesota

Holdingford Mill owners Jeff and Sue Burg are glad to have that benefit as longtime customers of Stearns Bank’s Holdingford (Minnesota) branch.

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Kruger Companies

Paul Kruger

Scottsdale, AZ

Paul Kruger accomplished it all as a player in the National Football League. After he retired to Arizona with his wife, Paul’s next venture came into focus with the help of Stearns Bank Arizona Market Manager Tom Hosier.

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Got That Rental & Sales

Scott Guay

Essex Junction, Vermont

Got That Rental & Sales owner Scott Guay felt like he was just a number when he worked on equipment financing with other lenders. Stearns Bank changed that.

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