Commercial Finance

Stearns Bank has the resources and expertise to finance commercial projects of all types anywhere in the nation. We are committed to working with you to find the perfect solution to deliver a creative structure and flexible terms.

Our underwriting staff and in-house construction finance department will wow you with a smooth loan delivery experience. We find a way to get the job done for you — on time and on budget!

Our customer success stories describe how Stearns Bank has delivered creative financing solutions and flexible terms. Our Annual Report also has examples of how Stearns Bank has helped customers succeed.

Commercial Real Estate

Commercial Real Estate

Stearns Bank offers a variety of customized financial solutions for your commercial real estate projects.

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Affordable Housing Finance

Affordable Housing Finance

Work with our experienced lenders to get your LIHTC project approved and closed quickly.

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USDA Rural Development

USDA Rural Development

Stearns Bank specializes in USDA loans nationwide with a history dating back to the 1980s.

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Customer Success Stories

 David Lagat, Bella Asset Management

Stearns Bank delivers creative financing and flexible terms.

Hear from our customers

Commercial Lending Team

Commercial lending team

Work with our experienced lenders dedicated to getting the job done!

See our commercial lenders

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Start a conversation about your commercial financing needs.

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Stearns Bank customer map

Stearns Bank: National Presence, Hometown Service

Stearns Bank serves customers across the country with SBA loans, equipment financing and commercial banking services. See our interactive map to review the range of industries we cover and regions we serve.

View our customer map