Banking Services

Stearns Bank is focused on providing you with one-on-one personal service. We are focused on saving you and your business time and money.

Online Banking

Online Banking

StearnsConnect online and mobile banking puts money management at your fingertips.

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Business Checking

BusinessSmart Checking

BusinessSmart Checking pays interest and Cash Back rewards, with no fees or minimum balance.

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Money Market Savings

Money market savings

BusinessSmart Market Savings pays interest on any balance, with no maintenance fee

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Certificates of Deposit (CDs)

Certificate of deposit

Stearns Bank offers 12-month and 24-month CDs at rates among the highest in the country.

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Business Cash Management

Business Cash Management

Stearns Bank offers a variety of competitive cash management solutions for your business. 

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Personal Banking

Personal banking

Our "Above the Norm" personal checking and money market savings pay interest on any balance, with access to online/mobile banking.

Personal banking