About Stearns Bank

Stearns Financial Services Inc. (SFSI) is a $2 billion well-capitalized, independent financial holding company based in St. Cloud, Minn. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky was named president in 2018 and recently became chief executive officer. Stearns Bank continues to extend its foundation of excellence with bank locations in Minnesota, Arizona, and Florida.

Stearns Bank specializes in nationwide small business lending and equipment financing with a history delivering outstanding customer service and the ability to deliver fast decisions with customized finance solutions. We get the job done®

Learn more about Stearns Financial Services in our Annual Report.

Leadership Team

Executive Team

At Stearns Bank we embrace the never ending challenge to stay ahead and out-perform our industry. We…

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Stearns Bank employees are the cornerstone to our success. Explore our career opportunities.

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News Releases

Press Releases

Read current and past news releases

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Customer Success Stories

Edwin Baron of Marco's Pizza

The financing process with Stearns Bank is fast, efficient and personalized. Watch customers share their experiences.

Watch our customer success videos

Locations and ATMs

Stearns Bank Financial Center

Search for Stearns Bank branch locations and ATMs located throughout the country.

Find a Stearns Bank branch or ATM

Annual Report

Stearns Bank 2018 Annual Report

View the Stearns Bank 2018 Annual Report

View and download the Annual Report