Skip to content
Blog
Calculators
Locations & ATMs
Customer Service
Log In
StearnsConnect
Savings and checking accounts, SBA and commercial loans
Customer Portal
Equipment finance contracts, SBA and commercial loans
Deposit Control Panel
Insured Cash Sweep Accounts
Credit Cards
Personal and business credit card accounts
StearnsConnect
Savings and checking accounts, SBA and commercial loans
Customer Portal
Equipment finance contracts, SBA and commercial loans
Deposit Control Panel
Insured Cash Sweep Accounts
Credit Cards
Personal and business credit card accounts
Log In
StearnsConnect
Savings and checking accounts, SBA and commercial loans
Customer Portal
Equipment finance contracts, SBA and commercial loans
Deposit Control Panel
Insured Cash Sweep Accounts
Credit Cards
Personal and business credit card accounts
Apply Today
Banking
Apply for a banking account
Credit Cards
Apply for a Stearns Bank credit card
Loans
Loans
Equipment Finance
Section 179
Small Business Loans
Farm & Land Loans
USDA Rural Development Loans
Business & Industry
Food Supply Chain
Renewable Energy For America Program (REAP)
USDA Loan Guarantee Application Packaging Services
Commercial Real Estate Finance
Construction Loans
Affordable Housing Finance
Opportunity Zones
Native American Communities
Commercial Property Assessed Clean Energy (CPACE) Financing
Business Acquisitions
Business Growth & Expansion
Diversity In Business
Dealers, Vendors, Manufacturers
Loan Brokers, Lenders, Referrers
Equipment Finance Brokers
Business
Business Banking
BusinessSmart™ Checking
BusinessSmart™ Savings
BusinessEssentials™ Checking
Salaam Business Banking
Nonprofit Banking Solutions
BusinessGreen Checking
CDs
High-Balance Deposits
Cash Management
Merchant Services
Diversity In Business
Online/Mobile Banking
Autobooks
Business Credit Cards
Non-Profit Credit Cards
Personal
Personal Banking
Above The Norm™ Checking
Above The Norm™ Savings
Salaam Personal Banking
BankONStearns
SmartStart Banking
CDs
High-Balance Deposits
IRAs
Online/Mobile Banking
Personal Credit Cards
Education & Tools
Education & Tools
BusinessSmart Comparison Tools
My Credit Manager
ID Protection
Financial Fraud
Autobooks Video Training
Online Banking Help
About
About
Industries We Serve
Agriculture
Audiology
Cannabis
Construction
Franchise
Manufacturing
Medical
Optometry
Renewable Energy
Transportation
Veterinary
Careers
Open Positions
Benefits
Leadership Team
News
Annual Report
Customer Success Stories
Community & Economic Responsibility
Project REACh
Stearns Salaam Banking
HmongTown Marketplace
Apply Today
Loans
Loans
Equipment Finance
Section 179
Small Business Loans
Farm & Land Loans
USDA Rural Development Loans
Business & Industry
Food Supply Chain
Renewable Energy For America Program (REAP)
USDA Loan Guarantee Application Packaging Services
Commercial Real Estate Finance
Construction Loans
Affordable Housing Finance
Opportunity Zones
Native American Communities
Commercial Property Assessed Clean Energy (CPACE) Financing
Business Acquisitions
Business Growth & Expansion
Diversity In Business
Dealers, Vendors, Manufacturers
Loan Brokers, Lenders, Referrers
Equipment Finance Brokers
Business
Business Banking
BusinessSmart™ Checking
BusinessSmart™ Savings
BusinessEssentials™ Checking
Salaam Business Banking
Nonprofit Banking Solutions
BusinessGreen Checking
CDs
High-Balance Deposits
Cash Management
Merchant Services
Diversity In Business
Online/Mobile Banking
Autobooks
Business Credit Cards
Non-Profit Credit Cards
Personal
Personal Banking
Above The Norm™ Checking
Above The Norm™ Savings
Salaam Personal Banking
BankONStearns
SmartStart Banking
CDs
High-Balance Deposits
IRAs
Online/Mobile Banking
Personal Credit Cards
Education & Tools
Education & Tools
BusinessSmart Comparison Tools
My Credit Manager
ID Protection
Financial Fraud
Autobooks Video Training
Online Banking Help
About
About
Industries We Serve
Agriculture
Audiology
Cannabis
Construction
Franchise
Manufacturing
Medical
Optometry
Renewable Energy
Transportation
Veterinary
Careers
Open Positions
Benefits
Leadership Team
News
Annual Report
Customer Success Stories
Community & Economic Responsibility
Project REACh
Stearns Salaam Banking
HmongTown Marketplace
Blog
Calculators
Locations & ATMs
Customer Service
Banking
Apply for a banking account
Credit Cards
Apply for a Stearns Bank credit card
ACH Originator Quick Reference
ACH Originator Quick Reference 2023
(PDF)
ACH Originator Quick Reference 2022
(PDF)
ACH Originator Quick Reference 2021
(PDF)
ACH Originator Quick Reference 2020
(PDF)