Certificates of Deposit – CDs

Let our competitive rates work for you!

Stearns Bank CD rates are among the best in the country

Stearns Bank offers 12-month and 24-month CDs with a minimum deposit of $2,500, and interest rates among the highest in the country. Maximize your deposit and watch your money grow with Stearns Bank!

American Banker and Independent Banker magazines have recognized Stearns Bank as a top performing bank. We Get The Job Done!

Call a branch location (at right) or complete the form below.

CD Rates

Certificates of Deposit Minimum Opening
Deposit
Minimum Balance
to Obtain APY*
Interest Rate APY*
12 months $2,500 $2,500 2.25% 2.25%
24 months $2,500 $2,500 2.50% 2.50%

*APY is Annual Percentage Yield and is subject to change without notice.
A penalty may be imposed for early withdrawal.
Fees could reduce the earnings on the account.
Interest rates and APYs are accurate as of May 1, 2019.
Member FDIC

Certificate of Deposit Inquiry

Visit a Stearns Bank location or call:

Minnesota

St. Cloud
320-253-6607

Albany
320-845-2151

Pine City
320-629-6713

North Branch
651-277-2265

Holdingford
320-746-2261

Upsala
320-573-2111

Florida

Sarasota
941-929-9000

Venice
941-497-6660

St. Petersburg
727-521-1000

Arizona

Scottsdale
480-314-4200

All other locations nationwide

888-280-4922 (toll-free)
320-253-6607