Competitive Interest Rates
on Certificates of Deposit (CDs)

Let our rates work for you!

Grow your money faster with us

Stearns Bank is offering 3.00% Annual Percentage Yield (APY) on a 3-year CD with a minimum deposit of $2,500. Maximize your deposit and watch your money grow with Stearns Bank!

American Banker and Independent Banker magazines recognized Stearns Bank as the No. 1 performing bank in the nation in 2017. At Stearns Bank, We Get The Job Done!

Above the Norm

For daily balances of $100,000 or more, check out Above the Norm, the Stearns Bank high-balance, high-interest money market account.

CD Rates
Available at Minnesota, Arizona and Florida locations

Certificates of Deposit¹ Minimum Opening
Deposit
Minimum Balance
to Obtain APY²
Interest Rate APY
3 month $2,500 $2,500 1.25% 1.26%
6 month $2,500 $2,500 1.50% 1.51%
9 month $2,500 $2,500 1.75% 1.75%
12 month $2,500 $2,500 2.25% 2.25%
18 month Trade-a-Rate $2,500 $2,500 2.40% 2.41%
24 month $2,500 $2,500 2.60% 2.60%
3 year $2,500 $2,500 3.00% 3.00%
4 year $2,500 $2,500 3.00% 3.00%
5 year $2,500 $2,500 3.00% 3.00%

Jumbo Certificates
of Deposit¹
Minimum
Opening Deposit
Minimum Balance
to Obtain APY²
Interest Rate APY
3 year $90,000 $90,000 3.00% 3.00%
4 year $90,000 $90,000 3.00% 3.00%
5 year $90,000 $90,000 3.00% 3.00%

Jumbo CDs are not automatically renewable.

1. A penalty will be imposed for early withdrawal.
2. Daily balance: The amount of the principal in the account each day.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of September 5, 2018.
Rates are subject to change at any time.

Member FDIC

Visit your local Stearns Bank location,
or give us a call:

Minnesota

St. Cloud
320-253-6607

Albany
320-845-2151

Pine City
320-629-6713

North Branch
651-277-2265

Holdingford
320-746-2261

Upsala
320-573-2111

Florida

Sarasota
941-929-9000

Venice
941-497-6660

St. Petersburg
727-521-1000

Arizona

Scottsdale
480-314-4200

All other locations nationwide

888-280-4922 (toll-free)
320-253-6607