Why Not Choose More?

The already-above-average interest rates at Stearns Bank have increased. Now, you can earn even more with your money on CDs and checking & savings accounts. 

Graph displaying Stearns Bank BusinessSmart Market Savings vs the national average

Stearns Bank Versus the National Average

You work hard for your money and, when it comes to earning even more, you have a choice. See how the savings can stack up.


18and16MoCDOfferMod Graphic

Grow Your Savings

With limited-time, 18-month* and 6-month** CD options, you can lock in a great rate for strong, stable earnings that will help you do more with your money.

Limited Time offer. A penalty may be imposed for early withdrawal. *Minimum opening deposit and minimum balance to obtain APY is $2,500. **Minimum opening deposit and minimum balance to obtain APY is $50,000.

See all rates & terms

BusinessSmart Checking

Stay in control with one, simple checking account that’s built for business. All the best features, plus higher interest rates than the national average, make this account a must-have.


A business owner of a physical therapy office sretching a patient's shoulder

BusinessSmart Market Savings

Whether you’re growing your reserves or planning for your next big move, your business savings account is an investment that feeds your short- and long-term success.

Do more with all the features you want and the strong interest rates you deserve.


Female medical business owner on the phone with Stearns Bank

Business Loans

The prospect of a new challenge or opportunity catches your eye every time. Whether you’re buying, building, expanding, or developing, you deserve expert insight from a lending team you can call your own.


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Equipment Finance

Keep things moving, always. That’s how you operate. Keep your equipment financing moving with a fast, expert-guided process.


2 business owners of a woodworking shop in front of machinery.

No Compromise Needed.

You don’t have to give up great service for strong interest rates. We're committed to always serving you with care because your success is our passion.

It’s Personal: Why Customer Service In Banking Matters

Customer service is different from personal service.

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Ag Family Finds Personal Customer Service At Stearns Bank

Farmers like consistency.
Like any industry, farmers need to be able to plan for the future.
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Waters Excavation

When Waters Excavation needs a piece of equipment to get a job done, owner Matt Waters knows where to turn.

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