Together We Are...Creative

Explore new ideas and discover uncharted paths.

As a nationally recognized full-service bank, we know that adaptability is more important than ever. We're proud to team up with customers to achieve their goals in life, in business, or in both. 



Achieve More

The goal-reaching, go-further banking options you've been searching for. 



Simple, smart and rewarding checking and savings accounts for life and business.



Growing businesses, nationwide, through SBA, commercial, real estate and USDA loans.


Equipment Finance

Custom payments, tech-friendly documentation and more put new and used equipment to work fast.

The Stearns Bank Difference

  • Check markRecognized top-performing bank
  • Check markPrepared for any economic climate
  • Check markEmployee-owned
  • Check markExtraordinary service
  • Check markExpert guidance
  • Check markCustomer driven

Customer Service Matters

5 FAQs about USDA B&I Loans

Explore 5 frequently asked questions about the USDA Business & Industry Loan Program (B&I), including requirements and restrictions.

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5 FAQs about USDA B&I Loans

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