Together We Are...Creative

Explore new ideas and discover uncharted paths.

As a nationally recognized full-service bank, we know that adaptability is more important than ever. We're proud to team up with customers to achieve their goals in life, in business, or in both.

Achieve More

The goal-reaching, go-further banking options you've been searching for.

Banking

Simple, smart and rewarding checking and savings accounts for life and business.

Lending

Growing businesses, nationwide, through SBA, commercial, real estate and USDA loans.

Equipment Finance

Custom payments, tech-friendly documentation and more put new and used equipment to work fast.

The Stearns Bank Difference

Recognized top-performing bank
Prepared for any economic climate
Employee-owned
Extraordinary service
Expert guidance
Customer driven

Customer Service Matters

4 Steps to Prepare Your Small Business for a Recession

Is your small business prepared for a recession? Discover four tips to improve your small business and prepare for any potential future economic downturns.